Laura Jewett

Laura Jewett

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Closed

$489,000

($59,366 down)
VA

1247 Mission Verde Drive, Camarillo, CA 93012

1
1
876 sqft
PITI Monthly
$2,618.36 /mo

Listing courtesy of: Michael Gout, Coldwell Banker Realty

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,452 /mo
$3,009 /mo

What's Special

SHOPPING
SPACIOUS
VAULTED CEILINGS
MASTER SUITE
TURNKEY

Opportunity is knocking with this turnkey, coveted, Mission Oaks beauty! Oversized one bedroom with vaulted ceilings throughout provides a spacious feel and lots of natural light. No neighbors above or directly below. This home boasts a large master suite, walk in closet, updated kitchen/bathroom, and a separate laundry room. All appliances are included for your convenience. You'll also get a private, detached, 2 car garage, with room for storage, and an automatic door. The Mission Verde community is well maintained and offers their residents access to a pool, spa, plenty of guest parking, and a gated RV lot. Your new home will be conveniently located a minute's walk/drive to everything special about Mission Oaks including shopping, restaurants, a gym, parks, trails, and public schools. This is the one you've been waiting for, so call today and set up your private viewing before you miss out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
5.22
Remaining Loan Term
27 years, 4 months
Monthly PITI
$2,618.36/mo
Estimated Loan Balance
$430,215
Cash to close
$59,366
Interest Paid
$60,852

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 1
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None
  • Heating: Central
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: SpanishTile
Condition
  • Year Built: 1982
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Mission Verde - 3622
  • Features: StreetLights, Suburban, Sidewalks, Park
HOA
  • Has HOA: Yes
  • HOA Name: Mission Verde
  • HOA Amenities: Unknown
  • HOA Fee: $360.61
  • HOA Frequency: $Monthly
Location
  • Region: Camarillo

Financial Details

  • Price per Sqft: $558.22
  • Tax Annual Amount: $6112.5
  • On Market Date: 2024-12-29T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $59,366 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $59,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$429,634
Your Cash$59,366
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,452/mo
Traditional @ 7.5%
$3,121/mo
You save $669/month ($8,031/year)

*Secondary financing rates are an estimated value based on input

MLS ID: V1-27290

Listing From:

Last updated: 2025-02-11T17:42:48.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,452 /mo
$3,009 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $59,366 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $59,366!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$429,634
Your Cash$59,366
Total Purchase Price:$489,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,452/mo
Traditional @ 7.5%
$3,121/mo
You save $669/month ($8,031/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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