$395,000
($70,525 down)12479 W PALM Lane, Avondale, AZ 85392
PITI Monthly
Listing courtesy of: Lawrence Nunemaker, HomeSmart
Assumed Rate
2.81%
7.15%Principal & Interest
$1,454 /mo
$2,387 /moWhat's Special
Welcome to the Vistas at Rancho Santa Fe, where this charming home awaits you! Offering 3 beds, 2 baths, & a 2-car garage. Enter to find a living/dining room combo and an open-concept family room w/French doors to the back! Natural light filled the interior, complemented by vaulted ceilings, chic light fixtures, neutral paint, & wood-look flooring. The kitchen has SS appliances, granite counters, tile backsplash, white shaker cabinetry, island w/breakfast bar, & a cozy nook w/bay window. Large den with barn doors entry! The main bedroom also boasts a bay window, a walk-in closet, and an ensuite with dual granite sinks & a separate tub/shower. The spacious backyard provides a covered patio, dog run, & a BBQ area! With room for a pool, you can make it a perfect outdoor oasis. Make it yours!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 0 months
Monthly PITI
$1,954.36/mo
Estimated Loan Balance
$350,372
Cash to close
$70,525
Interest Paid
$38,015
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
Cooling & Heating
- Cooling: Ceiling Fan(s), Refrigeration
- Heating: Electric
Features
- Materials: Painted, Stucco, Frame - Wood
- Community: Unknown
- Has Fireplace: No
- Fireplace Features: None
- Flooring: Laminate, Tile, Wood
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 1
- Home type: Single Family - Detached
- Architectural Style: Spanish
Materials
- Painted, Stucco, Frame - Wood
- Roof: Tile
Condition
- Year Built: 1997
Details
- Builder: Continental Homes
Community & HOA
Community
- Subdivision: VISTAS 2 AT RANCHO SANTA FE
- Features: Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Rancho Santa Fe
- HOA Amenities: Unknown
- HOA Fee: $137.5
- HOA Frequency: $Quarterly
Location
- Region: Avondale
Financial Details
- Price per Sqft: $240.56
- Tax Annual Amount: $1196
- On Market Date: 2024-12-20T16:10:04.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $70,525!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6796317
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-02-15T21:07:09.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
2.81%
7.15%Principal & Interest
$1,454 /mo
$2,387 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $70,525!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
Apply to AssumePowered By UMe.
© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.
© is committed to and abides by the Fair Housing Act of Equal Opportunity.