Laura Jewett

Laura Jewett

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Closed

$675,000

($396,495 down)
VA

1246 E Baranca Road, Gilbert, AZ 85297

4
3
2,337 sqft
PITI Monthly
$1,667.06 /mo

Listing courtesy of: Justin Cook, RE/MAX Solutions

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,282 /mo
$2,083 /mo

What's Special

SHOPPING
SPACIOUS
STAINLESS STEEL APPLIANCES
PATIO

Beautiful upgraded home in prime Gilbert area! Gorgeous home has plantation shutters, neutral new paint, brand new carpet, new stainless steel appliances, raised panel cabinets with hardware, large kitchen island/breakfast bar, new AC (2022), new ext paint (2022), 18 inch tile, 10 foot ceilings, open/spacious floorplan, garage epoxy floors, garage service door, Well insulated home has added insulation, solar & north/south exposure! Resort like backyard has sparkling pebble sheen saltwater pool (new motor & variable speed pump 2022), grass, patio, shade trees & 4 citrus trees, storage shed & RV gate/slab. Located in the #1 school district in AZ, Chandler Unified! Close to 202 freeway, schools, shopping, Gilbert Regional Park & San Tan MTNS! 4th bed has a closet but needs doors to be added.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.89
Remaining Loan Term
25 years, 7 months
Monthly PITI
$1,667.06/mo
Estimated Loan Balance
$279,722
Cash to close
$396,495
Interest Paid
$37,491

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Variable Speed Pump, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: Brown Family Communities

Community & HOA

Community
  • Subdivision: Vista Del Oro North
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Vista Del Oro
  • HOA Amenities: Unknown
  • HOA Fee: $242.55
  • HOA Frequency: $Quarterly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $288.83
  • Tax Annual Amount: $2624
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $396,495 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $396,495!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$278,505
Your Cash:$396,495
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,282/mo
Traditional @ 7.5%
$2,160/mo
You save $878/month ($10,541/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6808812

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-29T08:09:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.89%
7.15%

Principal & Interest

$1,282 /mo
$2,083 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $396,495 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $396,495!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.89% Sellers Rate
$278,505
Your Cash:$396,495
Total Purchase Price:$675,000

Assumed vs Traditional Mortgage

Assumed @ 2.89%
$1,282/mo
Traditional @ 7.5%
$2,160/mo
You save $878/month ($10,541/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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