Laura Jewett

Laura Jewett

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Closed

$375,000

($145,859 down)
FHA

1246 4th Avenue, Deer Trail, CO 80105

3
2
1,260 sqft
PITI Monthly
$1,952.36 /mo

Listing courtesy of: Chelsea Pruitt, LANDMARK PREMIER PROPERTIES

Assumed Rate

7.22%
7.15%

Principal & Interest

$1,578 /mo
$1,567 /mo

What's Special

SPACIOUS
MODERN
SAFE

Welcome to Deer Trail, home of the world’s first rodeo! This beautifully maintained 3-bed, 2-bath home is nestled in a quiet, safe neighborhood and offers modern living with small-town charm. The open floor plan is perfect for entertaining, and the spacious backyard is ready for summer gatherings. Located just minutes from the brand-new school, parks, and local amenities, this home is a fantastic opportunity for those looking for comfort and convenience. Don’t miss out!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.22
Remaining Loan Term
28 years, 8 months
Monthly PITI
$1,952.36/mo
Estimated Loan Balance
$244,402
Cash to close
$145,859
Interest Paid
$22,198

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Architecural Shingle
Condition
  • Year Built: 2014
Details
  • Builder:

Community & HOA

Community
  • Subdivision: U P 2nd Add To Deer Trail
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Deer Trail

Financial Details

  • Price per Sqft: $297.62
  • Tax Annual Amount: $1418
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,859 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $145,859!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.22% Sellers Rate
$229,141
Your Cash$145,859
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 7.22%
$1,578/mo
Traditional @ 7.5%
$1,625/mo
You save $47/month ($569/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5483719

Listing From: recolorado

Last updated: 2025-03-31T22:03:28.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.22%
7.15%

Principal & Interest

$1,578 /mo
$1,567 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $145,859 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $145,859!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.22% Sellers Rate
$229,141
Your Cash$145,859
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 7.22%
$1,578/mo
Traditional @ 7.5%
$1,625/mo
You save $47/month ($569/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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