Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$985,000

($230,878 down)
VA

12466 Keemo Ter, Lakeside, CA 92040

4
2
1,920 sqft
PITI Monthly
$4,578.48 /mo

Listing courtesy of: Sandra Crosby, eXp Realty of California, Inc.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,336 /mo
$5,505 /mo

What's Special

FIREPLACE
WALK-IN CLOSET
MOUNTAIN VIEWS
CUL-DE-SAC
EFFICIENT

Welcome to your private retreat on a quarter acre lot with a 2.5% high balance VA assumable loan! This beautiful 4-bedroom, 2-bathroom home offers breathtaking mountain views and the perfect blend of tranquility and convenience. With features and upgrades including 2 living spaces, gas fireplace, pantry, primary bedroom with walk-in closet, and so much more. Garage includes epoxy flooring and 3 coveted spaces for all of your storage needs. Enjoy a sparkling refinished pool with updated equipment, a relaxing hot tub, and mature fruit trees right in your backyard. RV parking and leased solar makes this home is both functional and energy-efficient. Nestled just outside the city, you'll love the feeling of privacy on this quiet cul-de-sac while still being close to downtown Lakeside and having an easy commute to anywhere in San Diego. Don’t miss this opportunity to own a slice of paradise!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.77
Remaining Loan Term
26 years, 7 months
Monthly PITI
$4,578.48/mo
Estimated Loan Balance
$898,301
Cash to close
$230,878
Interest Paid
$74,295

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, Fireplaces, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate

Exterior

Fencing
  • Fencing: Partial, Vinyl, Wire
Roof
  • Roof: Flat, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: GasHeat, InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Flat, Shingle
Condition
  • Year Built: 1979
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Lakeside

Financial Details

  • Price per Sqft: $513.02
  • Tax Annual Amount: $12312.5
  • On Market Date: 2025-03-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,878 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $230,878!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$754,122
Your Cash$230,878
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,336/mo
Traditional @ 7.5%
$5,710/mo
You save $2,374/month ($28,487/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250021851SD

Listing From:

Last updated: 2025-04-02T21:21:26.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$3,336 /mo
$5,505 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $230,878 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $230,878!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$754,122
Your Cash$230,878
Total Purchase Price:$985,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$3,336/mo
Traditional @ 7.5%
$5,710/mo
You save $2,374/month ($28,487/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.