Laura Jewett

Laura Jewett

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Closed

$1,089,000

($250,846 down)
FHA

1245 Calle Pensamiento, Thousand Oaks, CA 91360

3
3
2,019 sqft
PITI Monthly
$6,580.06 /mo

Listing courtesy of: Kathleen McCord, Coldwell Banker Realty

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,606 /mo
$5,848 /mo

What's Special

MINUTES AWAY
SHOPPING
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
PATIO
CHARMING

**ASSUMABLE LOW INTEREST RATE ** Take advantage of this unique chance to own a charming home in Thousand Oaks offering significant savings in today’s market. Located at 1245 Calle Pensamiento, this beautifully upgraded, move-in ready residence features 3 spacious bedrooms and 3 modern bathrooms in an open floor plan designed for comfort and effortless entertaining. The open floor plan seamlessly connects the inviting living spaces, perfect for entertaining and family gatherings. Upgrades throughout include stunning floors, a stylish kitchen, and updated bathrooms, providing both comfort and luxury. Nestled on a quiet, tree-lined street, this home offers a peaceful retreat while being just minutes away from excellent schools, shopping centers, and outdoor amenities. Enjoy nearby hiking and biking trails, as well as lush parks for recreation and relaxation. The backyard presents a unique opportunity with a large sloped area that can be leveled for additional outdoor space. Plus, the home comes with an inviting outdoor above-ground jacuzzi, providing a perfect spot to unwind, as well as patio furniture and a cabana for shaded relaxation. If you work from home, this home has 2gbps fiber for EXTREMELY FAST INTERNET!! Also, the sellers have assumable loan at a GREAT interest rate! Call listing agent for more information. Don't miss your chance to own this gem in Thousand Oaks-ideal for those seeking a blend of comfort, style, and community. Schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.92
Remaining Loan Term
27 years, 5 months
Monthly PITI
$6,580.06/mo
Estimated Loan Balance
$839,319
Cash to close
$250,846
Interest Paid
$107,960

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Brick, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile, Vinyl

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Traditional
Materials
  • Brick, Stucco
  • Roof: Tile
Condition
  • Year Built: 1960
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Curbs, Gutters, Hiking, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Thousand Oaks

Financial Details

  • Price per Sqft: $539.38
  • Tax Annual Amount: $13612.5
  • On Market Date: 2024-10-06T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $250,846 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $250,846!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$838,154
Your Cash$250,846
Total Purchase Price:$1,089,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,606/mo
Traditional @ 7.5%
$6,066/mo
You save $1,460/month ($17,523/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PF24201893

Listing From:

Last updated: 2025-01-23T13:40:44.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.92%
7.15%

Principal & Interest

$4,606 /mo
$5,848 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $250,846 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $250,846!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.92% Sellers Rate
$838,154
Your Cash$250,846
Total Purchase Price:$1,089,000

Assumed vs Traditional Mortgage

Assumed @ 4.92%
$4,606/mo
Traditional @ 7.5%
$6,066/mo
You save $1,460/month ($17,523/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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