Laura Jewett

Laura Jewett

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Closed

$459,999

($51,444 down)
FHA

12438 Pinos Verde Lane, Victorville, CA 92392

4
3
2,080 sqft
PITI Monthly
$3,034.37 /mo

Listing courtesy of: Kevin Orantes, Circle Real Estate

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,572 /mo
$2,818 /mo

What's Special

DINING
SPACIOUS
MODERN
WALK-IN CLOSET
HOME OFFICE
CHARMING
EFFICIENT
SOLAR PANELS

Welcome to this show-stopping single-story home that perfectly combines modern style, comfort, and convenience. Boasting four spacious bedrooms and three full bathrooms, this home offers everything you need for luxurious living. From the charming covered front entry, step inside to find three secondary bedrooms that provide ample space for family, guests, or even a home office. The heart of the home features an open-concept kitchen that flows seamlessly into the living space, creating the perfect setting for entertaining or relaxing. With easy access to the backyard, you can enjoy effortless indoor-outdoor living. The kitchen is a chef’s dream, offering quartz countertops, sleek white cabinetry, and a sizeable center island that’s perfect for meal prep or casual dining. The primary suite is a true retreat with a generous walk-in closet and a spacious private bathroom. This home is just over two years old, making it an ideal choice for buyers who want the benefits of a new build without the 6-9 month wait. It’s also equipped with energy-efficient solar panels, potentially saving you hundreds of dollars annually on utility costs. Throughout the home, enjoy luxurious wood laminate flooring and the convenience of a central laundry room. Don’t miss your chance to own this exceptional property—schedule your tour today and discover the perfect place to call home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.26
Remaining Loan Term
28 years, 0 months
Monthly PITI
$3,034.37/mo
Estimated Loan Balance
$412,001
Cash to close
$51,444
Interest Paid
$51,655

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block, Brick, Vinyl, Wood
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2022
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $221.15
  • Tax Annual Amount: $
  • On Market Date: 2025-01-13T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $51,444 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $51,444!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$408,555
Your Cash$51,444
Total Purchase Price:$459,999

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,572/mo
Traditional @ 7.5%
$2,924/mo
You save $351/month ($4,217/year)

*Secondary financing rates are an estimated value based on input

MLS ID: DW25003797

Listing From:

Last updated: 2025-01-16T14:47:17.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.26%
7.15%

Principal & Interest

$2,572 /mo
$2,818 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $51,444 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $51,444!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.26% Sellers Rate
$408,555
Your Cash$51,444
Total Purchase Price:$459,999

Assumed vs Traditional Mortgage

Assumed @ 6.26%
$2,572/mo
Traditional @ 7.5%
$2,924/mo
You save $351/month ($4,217/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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