Laura Jewett

Laura Jewett

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Closed

$389,900

($128,598 down)
FHA

12426 W FLANAGAN Street, Avondale, AZ 85323

3
3
1,707 sqft
PITI Monthly
$1,624.53 /mo

Listing courtesy of: Beth M Rider, Keller Williams Arizona Realty

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,153 /mo
$1,903 /mo

What's Special

DINING
SPACIOUS
WALK-IN CLOSET
PATIO

Great opportunity for this 3 bedroom, 2.5 bath home that offers 1707 SqFt of living space. The kitchen has lots of counter space, pantry, passthrough opening with breakfast bar seating, and spacious dining area. Sliding doors lead out from the great room to the covered patio with ceiling fan, extensive patio, and low maintenance backyard with block fencing and no backyard neighbors. Bedrooms and laundry are upstairs. The primary bedroom has an en-suite bath with dual sink vanity, tub/shower combo and walk-in closet. Other features include a new A/C, newer water heater, tile and vinyl flooring throughout (no carpet), main floor powder room for guests, upstairs linen closet, RV gate, stone exterior accents, and a 2 car garage. See today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,624.53/mo
Estimated Loan Balance
$302,945
Cash to close
$128,598
Interest Paid
$31,637

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Stone, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Stone, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2004
Details
  • Builder: HACIENDA BUILDERS

Community & HOA

Community
  • Subdivision: DIAMOND RIDGE PLACE
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Diamond Ridge Place
  • HOA Amenities: Unknown
  • HOA Fee: $174
  • HOA Frequency: $Quarterly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $228.41
  • Tax Annual Amount: $1458
  • On Market Date: 2024-07-04T07:34:55.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $128,598 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $128,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$261,302
Your Cash$128,598
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,153/mo
Traditional @ 7.5%
$1,974/mo
You save $821/month ($9,850/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6695149

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-21T23:49:25.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,153 /mo
$1,903 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $128,598 (33%)
You can enter any amount below - secondary financing will cover the difference if needed.
33%
$

You cover the entire equity of $128,598!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$261,302
Your Cash$128,598
Total Purchase Price:$389,900

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,153/mo
Traditional @ 7.5%
$1,974/mo
You save $821/month ($9,850/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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