Laura Jewett

Laura Jewett

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Closed

$394,999

($209,689 down)
FHA

12410 W VIA CAMILLE --, El Mirage, AZ 85335

4
2
1,534 sqft
PITI Monthly
$1,442.3 /mo

Listing courtesy of: Francisco J Mendoza, My Home Group Real Estate

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,062 /mo
$1,393 /mo

What's Special

FRESH PAINT
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
PLAYGROUND
CHARMING

Welcome to this charming 4-bedroom property now for sale! Nestled on a coveted corner lot, this gem offers a large front yard with an artificial turf and a 2-car garage. You'll love the immaculately designed interior boasting a captivating open layout enhanced with vaulted ceilings, fresh paint, a stone wall accent, chic light fixtures, and stylish tile flooring. Impeccable kitchen showcases SS appliances, recessed & track lighting, gleaming quartz counters, a mosaic tile backsplash, a handy pantry, wood cabinetry, and a breakfast bar for quick meals. Relax in the romantic main suite, featuring a full ensuite and a walk-in closet. The elegance of this home continues in the sizable backyard, which comes with a covered patio, a gazebo, a children's playground, and pavers. Hurry! Act now!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.64
Remaining Loan Term
23 years, 10 months
Monthly PITI
$1,442.3/mo
Estimated Loan Balance
$185,997
Cash to close
$209,689
Interest Paid
$55,960

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Linoleum

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Dietz Crane

Community & HOA

Community
  • Subdivision: RANCHO EL MIRAGE PARCEL 1
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: HOAMCO
  • HOA Amenities: Unknown
  • HOA Fee: $89
  • HOA Frequency: $Quarterly
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $257.5
  • Tax Annual Amount: $1011
  • On Market Date: 2024-10-22T19:40:03.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $209,689 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $209,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$185,310
Your Cash:$209,689
Total Purchase Price:$394,999

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,062/mo
Traditional @ 7.5%
$1,445/mo
You save $383/month ($4,591/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6774360

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-12-06T19:48:40.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.64%
7.15%

Principal & Interest

$1,062 /mo
$1,393 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $209,689 (53%)
You can enter any amount below - secondary financing will cover the difference if needed.
53%
$

You cover the entire equity of $209,689!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.64% Sellers Rate
$185,310
Your Cash:$209,689
Total Purchase Price:$394,999

Assumed vs Traditional Mortgage

Assumed @ 4.64%
$1,062/mo
Traditional @ 7.5%
$1,445/mo
You save $383/month ($4,591/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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