Laura Jewett

Laura Jewett

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Closed

$699,900

($422,256 down)
VA

1240 Higuera Drive, Oxnard, CA 93030

4
3
1,648 sqft
PITI Monthly
$2,160.86 /mo

Listing courtesy of: Ameer Elahee, EXP REALTY OF CALIFORNIA INC

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,265 /mo
$2,011 /mo

What's Special

GATED COMMUNITY
SHOPPING
DINING
SPACIOUS
MODERN
PATIO
COZY

Beautiful Home Awaiting! Come see this amazing home in the Village complex and be enchanted with a mixture of quaint elegance and supreme funcionality. Featuring high ceilings that radiate iridescent lighting while encompassing plenty of room for the whole family. Newer appliances (all stay), stone counter tops, laminate wood floors throughout lower level with cozy patio and artificial turf back yard area. Spacious bedrooms upstairs including main bedroom with 2 closets (dual) and full tub/shower combo. Spacious 2 car garage with shelving and separate laundry room, There's plenty of parking with the 2 car garage, driveway and guest parking. The grounds are immaculately maintained in this gated community, offering security and peace of mind. Conveniently located near a park and across from the esteemed Rancho de la Rosa community. Enjoy easy access to top-rated schools, great shopping centers, and a variety of dining options, and easy freeway access , ensuring every need is met just moments from home.Experience the epitome of modern living with this exceptional townhome, Cany wait to see you!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.06
Remaining Loan Term
26 years, 4 months
Monthly PITI
$2,160.86/mo
Estimated Loan Balance
$297,800
Cash to close
$422,256
Interest Paid
$32,148

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Vinyl
Roof
  • Roof: SpanishTile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Custom
Materials
  • Unknown
  • Roof: SpanishTile
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Suburban, Gated, Park
HOA
  • Has HOA: Yes
  • HOA Name: HOA
  • HOA Amenities: Unknown
  • HOA Fee: $438
  • HOA Frequency: $Monthly
Location
  • Region: Oxnard

Financial Details

  • Price per Sqft: $424.7
  • Tax Annual Amount: $8748.75
  • On Market Date: 2024-10-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $422,256 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $422,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$277,644
Your Cash:$422,256
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,265/mo
Traditional @ 7.5%
$2,086/mo
You save $821/month ($9,854/year)

*Secondary financing rates are an estimated value based on input

MLS ID: CV24209812

Listing From:

Last updated: 2024-10-28T00:13:50.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.06%
7.15%

Principal & Interest

$1,265 /mo
$2,011 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $422,256 (60%)
You can enter any amount below - secondary financing will cover the difference if needed.
60%
$

You cover the entire equity of $422,256!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.06% Sellers Rate
$277,644
Your Cash:$422,256
Total Purchase Price:$699,900

Assumed vs Traditional Mortgage

Assumed @ 3.06%
$1,265/mo
Traditional @ 7.5%
$2,086/mo
You save $821/month ($9,854/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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