Laura Jewett

Laura Jewett

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Closed

$385,000

($27,180 down)
VA

1240 N Broadway UNIT 31, Escondido, CA 92026

2
2
854 sqft
PITI Monthly
$2,246.78 /mo

Listing courtesy of: Odila Enciso, HomeSmart Realty West

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,696 /mo
$2,567 /mo

What's Special

GATED COMMUNITY
SHOPPING
STAINLESS STEEL APPLIANCES

End unit with a view to greenbelt and mountains. This 2 bedroom condo is located at the end and feels very separated and private. Home offers granite counter tops, neutral paint, and stainless steel appliances. Enjoy the open feel. No popcorn ceilings upgraded baseboard and cabinetry. Enjoy being a homeowner in this entry level home. Gated Community with 1 car garage. Centrally located close to shopping, freeway access and schools. The windows have been updated to offer dual pane windows.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$2,246.78/mo
Estimated Loan Balance
$367,201
Cash to close
$27,180
Interest Paid
$39,228

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: WallWindowUnits
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 1
  • Home type: Condominium
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1978
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, DogPark, Mountainous, Park, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Villa La Paz
  • HOA Amenities: Unknown
  • HOA Fee: $550
  • HOA Frequency: $Monthly
Location
  • Region: Escondido

Financial Details

  • Price per Sqft: $450.82
  • Tax Annual Amount: $4812.5
  • On Market Date: 2025-01-22T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $27,180 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $27,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$357,820
Your Cash$27,180
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,696/mo
Traditional @ 7.5%
$2,662/mo
You save $966/month ($11,597/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2500729

Listing From:

Last updated: 2025-01-23T22:22:58.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$1,696 /mo
$2,567 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,180 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $27,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$357,820
Your Cash$27,180
Total Purchase Price:$385,000

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$1,696/mo
Traditional @ 7.5%
$2,662/mo
You save $966/month ($11,597/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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