Laura Jewett

Laura Jewett

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Closed

$475,000

($104,214 down)
VA

12402 N COLUMBINE Drive, Phoenix, AZ 85029

4
3
2,026 sqft
PITI Monthly
$1,963.73 /mo

Listing courtesy of: Lauren Ratzken, Two Brothers Realty & Co

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,673 /mo
$2,695 /mo

What's Special

REMODELED
SPACIOUS
SOLAR PANELS

Welcome to your new home! This upgraded 4 bed, 3 bath house in the sought after neighborhood of Sweetwater showcases a remodeled kitchen with SS appliances, custom backsplash, ample kitchen storage and spacious living areas. The primary bedroom is complete with an attached office area. Enjoy the backyard with crystal blue pool, low maintenance landscape and RV gate. Separate converted office space w/ its own AC wall unit perfect for working from home. Many updates have been completed since '21- all new kitchen, extended pantry/storage space, all new interior/exterior paint, new LVP flooring, new water heater, built-out separate office space w/ AC wall unit, remodeled master bathroom. VA Loan Assumable at 2.89%! Tesla Solar Panels with upgraded 60-amp electric ready for EV Charging.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.96
Remaining Loan Term
26 years, 3 months
Monthly PITI
$1,963.73/mo
Estimated Loan Balance
$372,298
Cash to close
$104,214
Interest Paid
$42,541

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Painted, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Ranch
Materials
  • Painted, Block
  • Roof: Composition
Condition
  • Year Built: 1971
Details
  • Builder: Corner lot

Community & HOA

Community
  • Subdivision: SWEETWATER 1
  • Features: Near Bus Stop
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $234.45
  • Tax Annual Amount: $1483
  • On Market Date: 2024-09-26T13:50:02.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,214 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $104,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$370,786
Your Cash$104,214
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,673/mo
Traditional @ 7.5%
$2,795/mo
You save $1,122/month ($13,460/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6762475

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-16T19:47:13.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$1,673 /mo
$2,695 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,214 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $104,214!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$370,786
Your Cash$104,214
Total Purchase Price:$475,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$1,673/mo
Traditional @ 7.5%
$2,795/mo
You save $1,122/month ($13,460/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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