Laura Jewett

Laura Jewett

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Closed

$450,000

($104,404 down)
FHA

12397 Pacoima Road, Victorville, CA 92392

4
2
2,017 sqft
PITI Monthly
$2,743.1 /mo

Listing courtesy of: Osbaldo Jauregui, Waldo Realty, Inc

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,345 /mo
$2,364 /mo

What's Special

SHOPPING
SPACIOUS
MODERN
OUTDOOR LIVING SPACE
PATIO
COZY

POOL HOME!!! Commuter Friendly and only few minutes to the 15 freeway, Highway 395, the Mall of Victorville and near multiple major shopping centers and various schools. Home is Move In Ready and perfect for those upcoming Summer Season Gatherings. It’s approximately 2017 square feet and features 4 bedrooms with spacious closets, 2 full baths, and a generous formal living space and a separate more casual living space for your extended enjoyment and you'll appreciate the spacious large Primary Suite with its own rare adjacent expanded multi purpose room. Home offers an inviting modern and airy open floor plan with a Kitchen fully equipped with the comforts of cozy touches with nice tile flooring flowing throughout the house. Spacious entertaining outdoor living space welcomes you to an inviting refreshingly covered patio and sparkling pool to enjoy just in time for the cooling season Fun! Must see to appreciate.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.07
Remaining Loan Term
28 years, 6 months
Monthly PITI
$2,743.1/mo
Estimated Loan Balance
$347,709
Cash to close
$104,404
Interest Paid
$36,856

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Craftsman
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1992
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $223.1
  • Tax Annual Amount: $5625
  • On Market Date: 2025-01-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $104,404 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $104,404!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$345,596
Your Cash$104,404
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,345/mo
Traditional @ 7.5%
$2,365/mo
You save $20/month ($234/year)

*Secondary financing rates are an estimated value based on input

MLS ID: HD25001555

Listing From:

Last updated: 2025-03-20T21:18:09.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.07%
7.15%

Principal & Interest

$2,345 /mo
$2,364 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $104,404 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $104,404!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.07% Sellers Rate
$345,596
Your Cash$104,404
Total Purchase Price:$450,000

Assumed vs Traditional Mortgage

Assumed @ 7.07%
$2,345/mo
Traditional @ 7.5%
$2,365/mo
You save $20/month ($234/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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