Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$417,000

($263,078 down)
VA

1238 Rosemary Street, Denver, CO 80220

3
2
1,396 sqft
PITI Monthly
$1,088.41 /mo

Listing courtesy of: Erin Larkin, RE/MAX ALLIANCE

Assumed Rate

2.94%
7.15%

Principal & Interest

$711 /mo
$1,148 /mo

What's Special

GRANITE COUNTERTOPS

**INVESTOR SPECIAL** This home looks rough but there is a ton of potential and a lot of the heavy lifting has been done. If you can look beyond the stuff that’s in it (bring a couple of dumpsters!) you’ll see a nice kitchen with cabinetry that is upgraded, granite countertops, and a cool arched back doorway! The bathrooms were upgraded in 2009 and could use some cleaning and updating but likely some things that could stay. The basement was professionally finished and has a full-bath and large bedroom with an egress window and den/TV room. The main level has two other bedrooms and another full bathroom with decent tile. Best of all — there is a 576sqft garage with alley access. This is a major selling point to a Buyer since so many homes sell with smaller or no garages in the area. Check out the nearby sold comps in the area: 1340 Syracuse St, 1365 N Pontiac St, 1311 Quince St, 927 Pontiac St, 1195 Poplar St. Let me know if you have questions or would like to check it out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.94
Remaining Loan Term
25 years, 6 months
Monthly PITI
$1,088.41/mo
Estimated Loan Balance
$154,918
Cash to close
$263,078
Interest Paid
$21,400

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Frame
  • Roof: Architecural Shingle
Condition
  • Year Built: 1944
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kensington
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $298.71
  • Tax Annual Amount: $2731
  • On Market Date: 2025-01-08T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,078 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $263,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$153,922
Your Cash:$263,078
Total Purchase Price:$417,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$711/mo
Traditional @ 7.5%
$1,190/mo
You save $479/month ($5,754/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7469791

Listing From: recolorado

Last updated: 2025-01-24T22:14:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.94%
7.15%

Principal & Interest

$711 /mo
$1,148 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $263,078 (63%)
You can enter any amount below - secondary financing will cover the difference if needed.
63%
$

You cover the entire equity of $263,078!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.94% Sellers Rate
$153,922
Your Cash:$263,078
Total Purchase Price:$417,000

Assumed vs Traditional Mortgage

Assumed @ 2.94%
$711/mo
Traditional @ 7.5%
$1,190/mo
You save $479/month ($5,754/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.