Laura Jewett

Laura Jewett

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Closed

$234,900

($27,874 down)
FHA

1237 12th Street Circle SE, Waseca, MN 56093

4
2
1,771 sqft
PITI Monthly
$1,550.43 /mo

Listing courtesy of: , Re/Max Results

Assumed Rate

3.45%
7.15%

Principal & Interest

$979 /mo
$1,482 /mo

What's Special

SERENE
SPACIOUS
MODERN
STAINLESS STEEL APPLIANCES
DECK

Welcome home for the holidays! This move-in-ready 4-bedroom, 2-bathroom gem effortlessly blends modern comfort with serene surroundings. From the moment you step inside, you'll be captivated by the freshly updated flooring and sleek stainless steel appliances that grace the contemporary kitchen—a perfect space for cooking and entertaining. Step out onto your spacious deck, where you can sip your morning coffee or host friends for an evening under the stars. The attached 2-stall garage offers convenience and storage, making daily living a breeze. Located just a short stroll from a scenic trail and picturesque lake, this home is a haven for outdoor enthusiasts and nature lovers. Whether biking, jogging, or enjoying a peaceful lakeside sunset, you'll feel the harmony of modern living combined with natural beauty. Don't miss the chance to call this trendy retreat your own—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.45
Remaining Loan Term
26 years, 11 months
Monthly PITI
$1,550.43/mo
Estimated Loan Balance
$208,930
Cash to close
$27,874
Interest Paid
$22,654

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Kanne Add
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Waseca

Financial Details

  • Price per Sqft: $132.64
  • Tax Annual Amount: $3188
  • On Market Date: 2024-12-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $27,874 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $27,874!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$207,026
Your Cash$27,874
Total Purchase Price:$234,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$979/mo
Traditional @ 7.5%
$1,537/mo
You save $558/month ($6,697/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6637362

Listing From: northstar

Last updated: 2025-02-08T19:43:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$979 /mo
$1,482 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $27,874 (12%)
You can enter any amount below - secondary financing will cover the difference if needed.
12%
$

You cover the entire equity of $27,874!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$207,026
Your Cash$27,874
Total Purchase Price:$234,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$979/mo
Traditional @ 7.5%
$1,537/mo
You save $558/month ($6,697/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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