Laura Jewett

Laura Jewett

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Closed

$254,900

($110,916 down)
FHA

12366 Zealand Circle N, Champlin, MN 55316

3
2
1,358 sqft
PITI Monthly
$1,274.21 /mo

Listing courtesy of: , Counselor Realty, Inc.

Assumed Rate

3.81%
7.15%

Principal & Interest

$779 /mo
$1,127 /mo

What's Special

SHOPPING
FIREPLACE
CUL-DE-SAC

This townhome is located on a quiet cul-de-sac, still close to shopping, schools & parks. Features include a large living room, 3 bedrooms up, where 1 bedroom off the primary is connected by French doors. This could be used as a nursery, den or study. The primary bedroom also has a walk-through to the bath. Upper level laundry for added convenience. The home is bright & sunny with a southern exposure. The home has been pre-inspected by Home Team along with a check-up on the furnace, A/C & fireplace. This home is ready for you to see.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.81
Remaining Loan Term
22 years, 8 months
Monthly PITI
$1,274.21/mo
Estimated Loan Balance
$153,784
Cash to close
$110,916
Interest Paid
$43,319

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 0928 Oak Creek Two Condos
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Cedar Mgmt co
  • HOA Amenities: Unknown
  • HOA Fee: $273
  • HOA Frequency: $Monthly
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $187.7
  • Tax Annual Amount: $2727
  • On Market Date: 2024-09-03T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $110,916 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $110,916!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$143,984
Your Cash$110,916
Total Purchase Price:$254,900

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$779/mo
Traditional @ 7.5%
$1,169/mo
You save $391/month ($4,688/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6596165

Listing From: northstar

Last updated: 2024-10-16T15:09:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.81%
7.15%

Principal & Interest

$779 /mo
$1,127 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $110,916 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $110,916!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.81% Sellers Rate
$143,984
Your Cash$110,916
Total Purchase Price:$254,900

Assumed vs Traditional Mortgage

Assumed @ 3.81%
$779/mo
Traditional @ 7.5%
$1,169/mo
You save $391/month ($4,688/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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