Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$255,000

($119,347 down)
FHA

12358 Zealand Circle N, Champlin, MN 55316

2
2
1,340 sqft
PITI Monthly
$1,245.59 /mo

Listing courtesy of: , RE/MAX Advantage Plus

Assumed Rate

3.9%
7.15%

Principal & Interest

$757 /mo
$1,084 /mo

What's Special

LOCATION
SHOPPING
SPACIOUS
MODERN
LUXURY
FIREPLACE
HOME OFFICE
FLEX SPACE
COZY

Fresh, modern, + ready for you to move right in + enjoy!!  Step inside this north-facing townhome + find all-new paint, carpet, + luxury vinyl plank flooring, plus a beautifully refreshed kitchen featuring new subway tile backsplash + butcher block counter! The main floor offers a spacious living room with a cozy gas fireplace + a convenient half bath. Upstairs, you’ll find an upper level laundry room, two bedrooms, including a primary suite with an open-concept flex space—perfect for the at-home office, workout area or lounge. Need a third bedroom? Easily add a wall to customize the space to fit your needs! With an updated A/C, furnace (2019), driveway (2023) + a fantastic location near parks, trails, shopping, + commuter routes, this move-in-ready, maintenance free home in the heart of Champlin is a must-see. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.9
Remaining Loan Term
22 years, 4 months
Monthly PITI
$1,245.59/mo
Estimated Loan Balance
$135,968
Cash to close
$119,347
Interest Paid
$44,461

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Fireplace(s)
Features
  • Materials: Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Architectural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Side x Side
  • Architectural Style: Unknown
Materials
  • Vinyl Siding
  • Roof: Age 8 Years or Less, Architectural Shingle
Condition
  • Year Built: 1999
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Cic 0928 Oak Creek Two Condos
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Cedar Management
  • HOA Amenities: Unknown
  • HOA Fee: $293
  • HOA Frequency: $Monthly
Location
  • Region: Champlin

Financial Details

  • Price per Sqft: $190.3
  • Tax Annual Amount: $2696
  • On Market Date: 2025-03-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,347 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $119,347!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$135,653
Your Cash$119,347
Total Purchase Price:$255,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$757/mo
Traditional @ 7.5%
$1,125/mo
You save $367/month ($4,410/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6671508

Listing From: northstar

Last updated: 2025-03-28T22:41:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.9%
7.15%

Principal & Interest

$757 /mo
$1,084 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $119,347 (47%)
You can enter any amount below - secondary financing will cover the difference if needed.
47%
$

You cover the entire equity of $119,347!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.9% Sellers Rate
$135,653
Your Cash$119,347
Total Purchase Price:$255,000

Assumed vs Traditional Mortgage

Assumed @ 3.9%
$757/mo
Traditional @ 7.5%
$1,125/mo
You save $367/month ($4,410/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.