Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$348,000

($157,260 down)
FHA

12322 W LARKSPUR Road, El Mirage, AZ 85335

3
2
1,229 sqft
PITI Monthly
$1,291.91 /mo

Listing courtesy of: Michael Sheahan, My Home Group Real Estate

Assumed Rate

3.31%
7.15%

Principal & Interest

$926 /mo
$1,426 /mo

What's Special

LOCATION
SHOPPING
ENTERTAINMENT
DINING
SPACIOUS
MODERN
GRANITE COUNTERTOPS
VAULTED CEILINGS
WALK-IN CLOSET
PATIO
CHARMING
COZY
NO HOA

Welcome to this charming 3-bedroom, 2-bathroom home located in a fantastic area of El Mirage! This single-level gem is an ideal starter home, featuring low-maintenance landscaping and a two-car garage. Upon entering, you will find a spacious open living and dining area that flows beautifully. The vaulted ceilings enhance the airy atmosphere, which is complemented by a neutral color palette, abundant natural light, and wood-look tile flooring throughout for easy care and maintenance. The kitchen boasts built-in appliances, wood cabinetry with crown molding, granite countertops, mosaic tile backsplash, and a pantry. It also includes a cozy breakfast area with sliding doors that open to the backyard, perfect for entertaining! The primary bedroom features an ensuite full bathroom and a walk-in closet. The spacious fenced backyard offers a patio and plenty of room to make your own. Ideally located for easy access to shopping, dining and entertainment. Don't miss this incredible opportunity to own a home that combines modern updates, NO HOA and a great location!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,291.91/mo
Estimated Loan Balance
$192,721
Cash to close
$157,260
Interest Paid
$32,124

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Journey Homes

Community & HOA

Community
  • Subdivision: Buenavida
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: No
Location
  • Region: El Mirage

Financial Details

  • Price per Sqft: $283.16
  • Tax Annual Amount: $800
  • On Market Date: 2024-12-20T15:40:04.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,260 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $157,260!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$190,740
Your Cash$157,260
Total Purchase Price:$348,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$926/mo
Traditional @ 7.5%
$1,479/mo
You save $553/month ($6,639/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6796304

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-28T21:02:34.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$926 /mo
$1,426 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $157,260 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $157,260!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$190,740
Your Cash$157,260
Total Purchase Price:$348,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$926/mo
Traditional @ 7.5%
$1,479/mo
You save $553/month ($6,639/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.