Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$875,000

($618,278 down)
FHA

1231 N CRYSTAL SHORES Drive, Gilbert, AZ 85234

4
3
2,674 sqft
PITI Monthly
$2,174.71 /mo

Listing courtesy of: Barbi King, Keller Williams Integrity First

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,507 /mo
$2,220 /mo

What's Special

LOCATION
MOVE-IN READY
MASTER SUITE
PATIO
WALKING TRAILS
WATERFRONT
SHORT COMMUTE

Tired of looking at homes with tiny lots? Want to live in of the best valley locations? This home has been meticulously updated and cared for and is move-in ready. Nestled in the premier Val Vista Lakes Community of Gilbert in the waterfront enclave of Crystal Shores. Beautifully updated kitchen with new appliances, flooring, cabinets & countertops. Open floor plan adjacent to the family room & dinette. Entertaining's a breeze with access to a poolside covered patio & pergola. Need a bedroom & bath on the main? Got it! Master suite upstairs with a sitting room where you can escape the grind. His & her closet and spa-like bathroom with huge shower. If you are looking for a home on a large lot with a relaxing swimming pool and room to entertain and play; put this at the top of your Val Vista Lakes has many amenities to offer including pickle-ball, tennis and racquetball courts, fitness & weight room, sand-entry lagoon, Jr. Olympic pool with spa, walking trails, community garden and a club available for events. Situated between both metropolitan airports it's a short commute either to Sky Harbor or Gateway! 20 minutes to downtown Phoenix to sporting & event venues. Excellent Gilbert schools with many charter or private schools to choose from as well as access to more than 5 top-notch hospitals. If you're considering a move - this home is a 10+ and a must-see.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.67
Remaining Loan Term
19 years, 11 months
Monthly PITI
$2,174.71/mo
Estimated Loan Balance
$507,442
Cash to close
$618,278
Interest Paid
$108,990

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Contemporary
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1991
Details
  • Builder: Shea Homes

Community & HOA

Community
  • Subdivision: CRYSTAL SHORES AMD LOT 1-82 TR A-I
  • Features: Pickleball, Lake, Community Spa, Community Spa Htd, Community Pool Htd, Community Pool, Community Media Room, Tennis Court(s), Racquetball, Playground, Biking/Walking Path, Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Val Vista Lakes
  • HOA Amenities: Unknown
  • HOA Fee: $126
  • HOA Frequency: $Monthly
Location
  • Region: Gilbert

Financial Details

  • Price per Sqft: $327.23
  • Tax Annual Amount: $2617
  • On Market Date: 2025-01-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $618,278 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $618,278!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$256,722
Your Cash:$618,278
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,507/mo
Traditional @ 7.5%
$2,303/mo
You save $795/month ($9,544/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6800703

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-27T02:49:09.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.67%
7.15%

Principal & Interest

$1,507 /mo
$2,220 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $618,278 (71%)
You can enter any amount below - secondary financing will cover the difference if needed.
71%
$

You cover the entire equity of $618,278!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.67% Sellers Rate
$256,722
Your Cash:$618,278
Total Purchase Price:$875,000

Assumed vs Traditional Mortgage

Assumed @ 3.67%
$1,507/mo
Traditional @ 7.5%
$2,303/mo
You save $795/month ($9,544/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.