Laura Jewett

Laura Jewett

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Closed

$435,000

($100,181 down)
FHA

12312 N 147TH Lane, Surprise, AZ 85379

3
2
1,670 sqft
PITI Monthly
$2,528.26 /mo

Listing courtesy of: Cynthia Hehl, ProSmart Realty

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,125 /mo
$2,309 /mo

What's Special

FIREPLACE
VAULTED CEILINGS
WALK-IN CLOSET
PATIO

Seize the chance to own this delightful corner lot residence! This 3-bedroom home welcomes you with a 2-car garage, an RV gate, and eye-catching stone accents. The living room offers a neutral palette, blinds, and stylish wood-look flooring. Create lasting memories in the great room, complete with a fireplace for relaxing evenings with loved ones. The delightful kitchen boasts vaulted ceilings, granite slab counters, crisp white cabinetry with crown molding, SS appliances, a pantry, and an island with a breakfast bar. The primary bedroom includes a private bathroom and a walk-in closet for an organized wardrobe. Entertaining await in the backyard, showcasing a covered patio, a built-in BBQ with a dry bar, a spa with jets, and a refreshing pool. Make this gem yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.34
Remaining Loan Term
28 years, 2 months
Monthly PITI
$2,528.26/mo
Estimated Loan Balance
$335,526
Cash to close
$100,181
Interest Paid
$39,335

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Ceiling Fan(s), Refrigeration
  • Heating: Natural Gas
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Living Room
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Variable Speed Pump, Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2003
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: RANCHO GABRIELA PHASE 1
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: RANCHO GABRIELA HOA
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $260.48
  • Tax Annual Amount: $1158
  • On Market Date: 2025-02-21T15:30:07.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $100,181 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $100,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$334,819
Your Cash$100,181
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,125/mo
Traditional @ 7.5%
$2,395/mo
You save $270/month ($3,241/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6824136

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-25T15:34:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.34%
7.15%

Principal & Interest

$2,125 /mo
$2,309 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $100,181 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $100,181!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.34% Sellers Rate
$334,819
Your Cash$100,181
Total Purchase Price:$435,000

Assumed vs Traditional Mortgage

Assumed @ 6.34%
$2,125/mo
Traditional @ 7.5%
$2,395/mo
You save $270/month ($3,241/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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