Laura Jewett

Laura Jewett

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$454,900

($75,512 down)
FHA

12310 Four Winds Way, Victorville, CA 92392

5
3
2,746 sqft
PITI Monthly
$3,089.81 /mo

Listing courtesy of: KAREN URRUTIA, LIGHTHOUSE REALTY ASSOC INC

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,125 /mo
$2,680 /mo

What's Special

DINING
SPACIOUS
FIREPLACE

Stop the Car, this beautiful 5-bedroom 3 bath home is ready for a new family. With a spacious floor plan, this two story 3 car garage home is in the desirable Eagle Ranch community. Home features a double door entry with laminate wood flooring and a full bedroom and bathroom downstairs. You have the formal living room leading into the formal dining room and it wraps around into a a beautiful kitchen and the relaxing family room. Upstairs you get to enjoy the spacious master bedroom with retreat that includes a double sided fireplace from the bedroom into the retreat. Dual A/C and much more... Must see!!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 2 months
Monthly PITI
$3,089.81/mo
Estimated Loan Balance
$380,484
Cash to close
$75,512
Interest Paid
$54,827

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom, PrimaryBedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1993
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights
HOA
  • Has HOA: No
Location
  • Region: Victorville

Financial Details

  • Price per Sqft: $165.66
  • Tax Annual Amount: $5686.25
  • On Market Date: 2025-03-21T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $75,512 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $75,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$379,388
Your Cash$75,512
Total Purchase Price:$454,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,125/mo
Traditional @ 7.5%
$2,780/mo
You save $655/month ($7,856/year)

*Secondary financing rates are an estimated value based on input

MLS ID: IV25055011

Listing From:

Last updated: 2025-04-03T18:23:56.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$2,125 /mo
$2,680 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $75,512 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $75,512!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$379,388
Your Cash$75,512
Total Purchase Price:$454,900

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$2,125/mo
Traditional @ 7.5%
$2,780/mo
You save $655/month ($7,856/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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