Laura Jewett

Laura Jewett

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Under Contract

$471,000

($118,488 down)
FHA

12290 Curtis Court, Bellemont, AZ 86015

3
3
243 sqft
PITI Monthly
$2,203.08 /mo

Listing courtesy of: Eric Brownfield, Realty One Group, Mountain Desert

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,607 /mo
$2,542 /mo

What's Special

DINING
MODERN
PATIO
LANDSCAPED

Discover this stunning, newer townhome that perfectly combines modern living with nature's beauty! Nestled against the forest, this 3-bedroom, 2.5-bath home features new tile floors in the kitchen, dining and living area, upgraded fixtures throughout, modified pantry by Closet Design, smart technology stove, thermostat and garage opener, a new water filtration system, radiant heater in garage, not to mention the breathtaking views of the iconic San Francisco Peaks from your private landscaped front patio. This property is unlike the rest with its ample parking and proximity to the local park! STR allowed! Includes a transferrable builders 10 year structural warranty!! You also get a one year home warranty included in the sale for all those unexpected repairs. Schedule your showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 10 months
Monthly PITI
$2,203.08/mo
Estimated Loan Balance
$176,604
Cash to close
$118,488
Interest Paid
$35,764

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, ENERGY STAR Qualified Equipment, Ceiling Fan(s)
  • Heating: Natural Gas, Forced Air, ENERGY STAR Qualified Equipment
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Ceramic Tile, Vinyl

Exterior

Fencing
  • Fencing: Perimeter
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse
  • Architectural Style:
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2021
Details
  • Builder: SOLID HOMES

Community & HOA

Community
  • Subdivision: SHADOW MOUNTAIN VILLAGE
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Shadow Mountain Village HOA
  • HOA Amenities: Unknown
  • HOA Fee: $106
  • HOA Frequency: $Monthly
Location
  • Region: Bellemont

Financial Details

  • Price per Sqft: $1,935.17
  • Tax Annual Amount: $1948
  • On Market Date: 2025-01-29T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,488 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $118,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$352,512
Your Cash$118,488
Total Purchase Price:$471,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,607/mo
Traditional @ 7.5%
$2,637/mo
You save $1,030/month ($12,358/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 199347

Listing From: Northern Arizona Association of REALTORS®

Last updated: 2025-03-27T16:04:07.000Z

© , Northern Arizona Association of REALTORS®. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,607 /mo
$2,542 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $118,488 (25%)
You can enter any amount below - secondary financing will cover the difference if needed.
25%
$

You cover the entire equity of $118,488!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$352,512
Your Cash$118,488
Total Purchase Price:$471,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,607/mo
Traditional @ 7.5%
$2,637/mo
You save $1,030/month ($12,358/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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