Laura Jewett

Laura Jewett

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Closed

$275,000

($81,266 down)
FHA

1227 Blair Avenue, Saint Paul, MN 55104

4
1
1,123 sqft
PITI Monthly
$1,735.23 /mo

Listing courtesy of: , Coldwell Banker Realty

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,137 /mo
$1,349 /mo

What's Special

SPACIOUS
RENOVATED
FIREPLACE
PATIO

Classic charm and smart updates combine in the Heart of Saint Paul! Owned by the same family for over 70 years, this property greets you with an inviting three season front porch ideal for starting and ending your days. Inside you'll find a large main living room complete with original wood flooring, a brick fireplace, and gorgeous built-ins. Two large main floor bedrooms provide space and flexibility, and the fully renovated bath is the perfect mix of comfort and contemporary. The spacious kitchen offers excellent storage as well as updated flooring, and two additional bedrooms complete the upper level. The fully fenced backyard features a patio perfect for entertaining and relaxing. All this PLUS a brand new roof and boiler! This home is the epitome of adorable. Don't miss it!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.52
Remaining Loan Term
27 years, 4 months
Monthly PITI
$1,735.23/mo
Estimated Loan Balance
$194,464
Cash to close
$81,266
Interest Paid
$28,880

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Boiler
Features
  • Materials: Stucco, Wood Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Brick, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Age 8 Years or Less
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco, Wood Siding
  • Roof: Age 8 Years or Less
Condition
  • Year Built: 1926
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Saint Paul

Financial Details

  • Price per Sqft: $244.88
  • Tax Annual Amount: $3686
  • On Market Date: 2024-10-01T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $81,266 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $81,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$193,734
Your Cash$81,266
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,137/mo
Traditional @ 7.5%
$1,399/mo
You save $263/month ($3,153/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6609287

Listing From: northstar

Last updated: 2024-11-14T14:54:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.52%
7.15%

Principal & Interest

$1,137 /mo
$1,349 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $81,266 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $81,266!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.52% Sellers Rate
$193,734
Your Cash$81,266
Total Purchase Price:$275,000

Assumed vs Traditional Mortgage

Assumed @ 5.52%
$1,137/mo
Traditional @ 7.5%
$1,399/mo
You save $263/month ($3,153/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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