Laura Jewett

Laura Jewett

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Closed

$480,000

($185,621 down)
FHA

12263 Clermont Court, Thornton, CO 80241

4
2
1,650 sqft
PITI Monthly
$2,166.15 /mo

Listing courtesy of: Veronica Carcamo-Hernandez, PAK Home Realty

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,497 /mo
$2,222 /mo

What's Special

SERENE
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
DECK
CUL-DE-SAC
CHARMING
SOLAR PANELS
NO HOA

Welcome to this inviting Thornton neighborhood home situated on a cul-de-sac and over a quarter-acre lot. This home is an ideal choice for those looking for a charming home with functionality, four bedrooms and no HOA. The layout offers a bright and airy atmosphere that flows effortlessly from room to room, and a kitchen with granite countertops and stainless steel appliances. This home includes paid-off solar panels, providing the added benefit of reduced energy costs while contributing to a more sustainable lifestyle. The home has new carpet on the top level and stairs, newer paint, and the water heater was replaced within the last year. Whether you’re enjoying a peaceful evening in the expansive backyard, hosting family gatherings, or enjoying a cup of coffee on the back deck, the large lot offers endless possibilities for outdoor activities and enjoyment. This home provides a serene living environment, free from the noise and traffic of busy streets. This is a fantastic opportunity to live in a well-established neighborhood with easy access to local amenities including schools, libraries, recreation, grocery stores, and retail. Don't miss your chance to make this property your own—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$2,166.15/mo
Estimated Loan Balance
$311,175
Cash to close
$185,621
Interest Paid
$60,932

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick, Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Brick, Frame
  • Roof: Composition
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Northaven
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Thornton

Financial Details

  • Price per Sqft: $290.91
  • Tax Annual Amount: $3230
  • On Market Date: 2025-01-23T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $185,621 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $185,621!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$294,379
Your Cash$185,621
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,497/mo
Traditional @ 7.5%
$2,304/mo
You save $807/month ($9,686/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC8763024

Listing From: recolorado

Last updated: 2025-03-08T04:15:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.61%
7.15%

Principal & Interest

$1,497 /mo
$2,222 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $185,621 (39%)
You can enter any amount below - secondary financing will cover the difference if needed.
39%
$

You cover the entire equity of $185,621!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.61% Sellers Rate
$294,379
Your Cash$185,621
Total Purchase Price:$480,000

Assumed vs Traditional Mortgage

Assumed @ 3.61%
$1,497/mo
Traditional @ 7.5%
$2,304/mo
You save $807/month ($9,686/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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