Laura Jewett

Laura Jewett

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$614,995

($149,920 down)
FHA

12243 Joplin Street, Commerce City, CO 80603

4
3
2,860 sqft
PITI Monthly
$3,079.26 /mo

Listing courtesy of: Derrick Wheeler II, Redfin Corporation

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,089 /mo
$3,429 /mo

What's Special

DINING
SPACIOUS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
WALK-IN CLOSET
FINISHED BASEMENT
DECK
LANDSCAPED

Nestled in the peaceful Village neighborhood, this spacious home offers a welcoming atmosphere with friendly neighbors and easy access to Outlook Community Park, just steps away. A classic covered front porch sets the tone for warmth and charm, leading into a beautifully designed interior filled with natural light and an open layout. The grand living room boasts soaring 20-foot ceilings and seamlessly flows into the gourmet kitchen, making it an entertainer’s dream. The kitchen features stainless steel appliances, granite countertops, ample cabinetry, a walk-in pantry, a subway tile backsplash, and a center island with a breakfast bar. A formal dining room provides the perfect space for hosting, while a main-level bedroom and full bathroom add convenience. Upstairs, an oversized loft overlooks the living area, offering a versatile space to suit any need. The primary suite is a retreat with a luxurious five-piece ensuite and a spacious walk-in closet. Two additional bedrooms, a full bathroom, and a convenient laundry room complete the upper level. The unfinished basement, spanning over 1,000 square feet, presents endless possibilities for expansion. Outside, the professionally landscaped backyard features a lush lawn and a brand-new wooden deck, perfect for outdoor gatherings. A 3-car attached garage provides ample storage and parking. The home is ideally located just three doors down from a large community park, with an easy commute to DIA, quick access to E-470 and I-76, and Buffalo Run Golf Course just a short distance away. Recent landscaping completed in January 2024 adds to the home’s appeal, making it a must-see! Backyard recently landscaped 1/24. Welcome home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.81
Remaining Loan Term
26 years, 1 months
Monthly PITI
$3,079.26/mo
Estimated Loan Balance
$472,009
Cash to close
$149,920
Interest Paid
$53,520

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Baseboard, Electric, Hot Water, Natural Gas
Features
  • Materials: Block, Concrete, Frame, Steel, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Laminate, Tile, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Block, Concrete, Frame, Steel, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 2018
Details
  • Builder: Lokal Homes

Community & HOA

Community
  • Subdivision: The Village
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: MSI
  • HOA Amenities: Unknown
  • HOA Fee: $33
  • HOA Frequency: $Monthly
Location
  • Region: Commerce City

Financial Details

  • Price per Sqft: $215.03
  • Tax Annual Amount: $5568
  • On Market Date: 2025-02-04T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $149,920 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $149,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$465,075
Your Cash$149,920
Total Purchase Price:$614,995

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,089/mo
Traditional @ 7.5%
$3,557/mo
You save $1,468/month ($17,618/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5467254

Listing From: recolorado

Last updated: 2025-03-30T21:05:29.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.81%
7.15%

Principal & Interest

$2,089 /mo
$3,429 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $149,920 (24%)
You can enter any amount below - secondary financing will cover the difference if needed.
24%
$

You cover the entire equity of $149,920!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.81% Sellers Rate
$465,075
Your Cash$149,920
Total Purchase Price:$614,995

Assumed vs Traditional Mortgage

Assumed @ 2.81%
$2,089/mo
Traditional @ 7.5%
$3,557/mo
You save $1,468/month ($17,618/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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