Laura Jewett

Laura Jewett

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$365,000

($126,012 down)
FHA

12243 S CHIPPEWA Drive, Phoenix, AZ 85044

3
2
1,430 sqft
PITI Monthly
$1,566.34 /mo

Listing courtesy of: Heather Rugg, Citiea

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,080 /mo
$1,783 /mo

What's Special

MOVE-IN READY
PATIO
CHARMING
ACTIVE ADULT COMMUNITY

Golf course living at its finest! This charming home sits on a premium lot overlooking the 10th green in the sought-after Ahwatukee active adult community. Featuring partially updated kitchen and baths, newer LVP flooring, fresh carpet, plantation shutters, and more, this home is move-in ready. Relax on the back patio with stunning golf course views, perfect for morning coffee or evening barbecues. The seller loves the quiet street, wonderful neighbors, and convenient access to freeways and the airport. Enjoy resort-style amenities, including indoor/outdoor pools and spas, pickleball, billiards, a woodshop, pottery and craft studios, a multipurpose social room, and more. Don't miss this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 10 months
Monthly PITI
$1,566.34/mo
Estimated Loan Balance
$240,250
Cash to close
$126,012
Interest Paid
$29,078

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s)
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Block, Wrought Iron
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 1979
Details
  • Builder: Unk

Community & HOA

Community
  • Subdivision: AHWATUKEE RT 2 AMD LOT 2420-2544/TR A-O
  • Features: Pickleball, Community Spa Htd, Community Pool Htd, Golf, Tennis Court(s), Clubhouse, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: RT-2 Mgmt Council
  • HOA Amenities: Unknown
  • HOA Fee: $270
  • HOA Frequency: $Monthly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $255.24
  • Tax Annual Amount: $1790
  • On Market Date: 2025-03-10T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,012 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $126,012!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$238,988
Your Cash$126,012
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,080/mo
Traditional @ 7.5%
$1,849/mo
You save $769/month ($9,225/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6831836

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-01T19:45:35.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$1,080 /mo
$1,783 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $126,012 (35%)
You can enter any amount below - secondary financing will cover the difference if needed.
35%
$

You cover the entire equity of $126,012!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$238,988
Your Cash$126,012
Total Purchase Price:$365,000

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$1,080/mo
Traditional @ 7.5%
$1,849/mo
You save $769/month ($9,225/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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