Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$799,999

($123,440 down)
VA

1223 Maryland Drive, Vista, CA 92083

4
3
1,343 sqft
PITI Monthly
$3,736.35 /mo

Listing courtesy of: Jim Bottrell, eXp Realty Greater Los Angeles

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,520 /mo
$5,133 /mo

What's Special

INVESTORS
MODERN
RENOVATED
PATIO
CHARMING
NO HOA
INCOME POTENTIAL
RENTAL INCOME
INVESTMENT OPPORTUNITY

Discover a unique opportunity for luxurious multigenerational living or investment in this stunning single-family home with no HOA located in the charming community of Vista, CA with paid off Solar. The main house is equipped with three full bed and two full bath upstairs while the garage can be a potential fourth room and full third bathroom - each unit is equipped with own laundry! Designed to offer comfort, elegance, and substantial rental income potential, this property is perfect for families seeking ample space and privacy or investors looking for a profitable venture. The home boasts RV hookup, beautiful landscaping with low-maintenance turf, and a custom stock pool with a new tank with a filter system for hot California days. Stay comfortable year-round with newly installed A/C, and enjoy privacy and security with new fencing around the front yard. Interior upgrades include freshly painted walls and brand-new flooring downstairs, along with a fully renovated kitchen featuring top-of-the-line appliances, sleek countertops, and custom cabinetry. The expertly transformed garage studio includes in-unit laundry facilities, a fully functional kitchen, modern bathroom, private patio, and a separate entrance, making it ideal for independent living or rental income. Additional storage solutions include a purchased shed with washer and dryer facilities, a small shed in the back patio with a disposable toilet, and another small shed next to the main shed. The outdoor patio area, adorned with brand-new stylish patio furniture, creates the perfect setting for entertaining guests or enjoying quiet evenings under the stars. With the main home renting for $5,000 per month and the studio unit for $2,000 per month, this property offers an impressive rental income potential of $7,000 per month. This versatile property promises both a comfortable family haven and a profitable investment opportunity. Contact us today to schedule a viewing and make this luxurious home yours!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.75
Remaining Loan Term
27 years, 1 months
Monthly PITI
$3,736.35/mo
Estimated Loan Balance
$729,046
Cash to close
$123,440
Interest Paid
$80,922

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1990
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Vista

Financial Details

  • Price per Sqft: $595.68
  • Tax Annual Amount: $
  • On Market Date: 2024-08-20T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,440 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $123,440!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$676,559
Your Cash$123,440
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,520/mo
Traditional @ 7.5%
$5,324/mo
You save $1,805/month ($21,657/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407273

Listing From:

Last updated: 2024-10-28T19:56:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.75%
7.15%

Principal & Interest

$3,520 /mo
$5,133 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $123,440 (15%)
You can enter any amount below - secondary financing will cover the difference if needed.
15%
$

You cover the entire equity of $123,440!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.75% Sellers Rate
$676,559
Your Cash$123,440
Total Purchase Price:$799,999

Assumed vs Traditional Mortgage

Assumed @ 3.75%
$3,520/mo
Traditional @ 7.5%
$5,324/mo
You save $1,805/month ($21,657/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.