Laura Jewett

Laura Jewett

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Closed

$600,000

($134,679 down)
FHA

12231 W VILLA CHULA Lane, Sun City, AZ 85373

5
3
3,207 sqft
PITI Monthly
$3,850.84 /mo

Listing courtesy of: Brooke Watton, W and Partners, LLC

Assumed Rate

7.06%
7.15%

Principal & Interest

$3,127 /mo
$3,156 /mo

What's Special

SHOPPING
DINING
SPACIOUS
MOVE-IN READY
MODERN
LUXURY
GRANITE COUNTERTOPS
WALK-IN CLOSET
PATIO
PLAYGROUND

Located in a NON- age restricted area in Sun City. This stunning 5-bedroom, 2.5-bath home seamlessly combines luxury and convenience, nestled next to a tranquil greenbelt. The open kitchen is a true highlight, featuring a large walk-in pantry, sleek granite countertops, and a spacious kitchen island, perfect for both meal prep and entertaining. The main level boasts elegant updated wood-look tile flooring, & new carpet upstairs, enhancing the home's modern appeal. The expansive first-floor primary suite is a peaceful retreat, complete with a separate tub and shower, a roomy walk-in closet, and plenty of space to unwind. Upstairs, you'll find a versatile loft area, a large laundry room with built-in storage, and generously sized bedrooms,each with its own walk-in closet for ample storage This home is equipped with thoughtful features, including prewiring for speakers in the dining room, living room and loft, plus a Ring doorbell and exterior security cameras for peace of mind. Step outside to a low-maintenance backyard with a large covered patio, perfect for outdoor dining or relaxing. And for those with toys, you can park them in style here- this home features a spacious RV garage ready for adventure! The property includes a 2-car garage, PLUS an extended RV garage with an upper room that can be an office for additional storage. The garage has a mini-split AC unit for year-round comfort. The garage also has a washer/dryer hookup, TV, and an RV outlet. One large 12 ft garage door in front and a 8 ft garage door in the rear that opens to the backyard. The home's washer and dryer were recently replaced and will convey with the sale, adding even more convenience to this move-in ready property. The community includes a park with playground, basketball court, volley ball and pickle ball courts. Close proximity to the 303 and local dining and shopping.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
7.06
Remaining Loan Term
29 years, 3 months
Monthly PITI
$3,850.84/mo
Estimated Loan Balance
$466,477
Cash to close
$134,679
Interest Paid
$24,659

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Ceiling Fan(s), Mini Split, Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 6
  • Carport: Yes
  • Carport Spaces: 6
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 2011
Details
  • Builder: Courtland Homes

Community & HOA

Community
  • Subdivision: RANCHO SILVERADO UNIT 1
  • Features: Tennis Court(s), Playground, Biking/Walking Path, Fitness Center
HOA
  • Has HOA: Yes
  • HOA Name: Crossriver HOA
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Sun City

Financial Details

  • Price per Sqft: $187.09
  • Tax Annual Amount: $2710
  • On Market Date: 2024-11-28T00:00:00.000Z
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Apply to Assume

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Savings Calculator

Current cash to close is $134,679 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $134,679!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$465,321
Your Cash$134,679
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$3,127/mo
Traditional @ 7.5%
$3,273/mo
You save $146/month ($1,752/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6788612

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-01-15T23:46:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

7.06%
7.15%

Principal & Interest

$3,127 /mo
$3,156 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $134,679 (22%)
You can enter any amount below - secondary financing will cover the difference if needed.
22%
$

You cover the entire equity of $134,679!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage7.06% Sellers Rate
$465,321
Your Cash$134,679
Total Purchase Price:$600,000

Assumed vs Traditional Mortgage

Assumed @ 7.06%
$3,127/mo
Traditional @ 7.5%
$3,273/mo
You save $146/month ($1,752/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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