Laura Jewett

Laura Jewett

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Closed

$639,900

($442,881 down)
VA

12229 W PLANADA Lane, Sun City, AZ 85373

4
3
3,207 sqft
PITI Monthly
$1,368.05 /mo

Listing courtesy of: George Laughton, My Home Group Real Estate

Assumed Rate

3.45%
7.15%

Principal & Interest

$967 /mo
$1,463 /mo

What's Special

SERENE
DINING
SPACIOUS
LUXURY
GRANITE COUNTERTOPS
WALK-IN CLOSET
MASTER SUITE
PATIO

This exceptional 4-bedroom, 2.5-bath, two-story home offers a blend of luxury and convenience, sitting next to a serene greenbelt. The spacious kitchen features a walk-in pantry, granite countertops, a kitchen island, and plantation shutters, with a new dishwasher, range, and microwave installed within the last two years. The first-floor master suite includes a separate tub and shower, a large walk-in closet, and plenty of space for relaxation. Upstairs, you'll find a spacious loft, a generous size laundry room with built-in storage, and large bedrooms each with their own walk-in closet. The home is prewired for speakers in the dining room, living room, patio, and loft, with Skylink security and additional exterior security cameras in place. The backyard is an entertainer's dream, featuring a built-in BBQ, fire pit, spa, and gazebo. A sparkling pool with an extended Baja step (installed in 2013) completes the outdoor oasis. The property also includes a 2-car garage, a 20x40 extended RV garage with 220 50-amp service, built-in storage, and a new water heater, water softener, and RO system (all new in 2024). Additional upgrades include new exterior paint (2022) and a Ring doorbell.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.45
Remaining Loan Term
25 years, 1 months
Monthly PITI
$1,368.05/mo
Estimated Loan Balance
$197,418
Cash to close
$442,881
Interest Paid
$34,966

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: Pvt Water Company
Pool
  • Has Pool: Yes
  • Pool Features: Play Pool, Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style:
Materials
  • Painted, Stucco, Block
  • Roof: Tile
Condition
  • Year Built: 2011
Details
  • Builder: COURTLAND HOMES

Community & HOA

Community
  • Subdivision: RANCHO SILVERADO UNIT 1
  • Features: Pickleball Court(s), Tennis Court(s), Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Crossriver HOA
  • HOA Amenities: Unknown
  • HOA Fee: $80
  • HOA Frequency: $Monthly
Location
  • Region: Sun City

Financial Details

  • Price per Sqft: $199.53
  • Tax Annual Amount: $2813
  • On Market Date: 2024-10-04T00:00:11.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $442,881 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $442,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$197,019
Your Cash:$442,881
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$967/mo
Traditional @ 7.5%
$1,518/mo
You save $551/month ($6,613/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6766208

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-11-20T00:16:39.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.45%
7.15%

Principal & Interest

$967 /mo
$1,463 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $442,881 (69%)
You can enter any amount below - secondary financing will cover the difference if needed.
69%
$

You cover the entire equity of $442,881!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.45% Sellers Rate
$197,019
Your Cash:$442,881
Total Purchase Price:$639,900

Assumed vs Traditional Mortgage

Assumed @ 3.45%
$967/mo
Traditional @ 7.5%
$1,518/mo
You save $551/month ($6,613/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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