Laura Jewett

Laura Jewett

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$519,990

($268,145 down)
FHA

12227 W PRICKLY PEAR Trail, Peoria, AZ 85383

5
3
2,719 sqft
PITI Monthly
$1,990.08 /mo

Listing courtesy of: Ailin Sidney, Citiea

Assumed Rate

3.95%
7.15%

Principal & Interest

$1,421 /mo
$2,023 /mo

What's Special

LOCATION
SERENE
SHOPPING
DINING
SPACIOUS
HIGH-END FINISHES
LUXURY
STAINLESS STEEL APPLIANCES

Priced to sell! Discover this stunning 5-bedroom home, ideally located next to a serene pocket park and just steps from a beautiful neighborhood park. Nestled in a highly desirable community within the Peoria School District, this home offers the perfect blend of luxury, space, and convenience. Boasting TWO spacious primary suites on the main floor, it's ideal for multi-generational living or hosting guests. The home has been thoughtfully upgraded with high-end finishes, creating an elegant yet functional living space. The gourmet kitchen features stainless steel appliances, abundant cabinetry, a walk-in pantry, and a large island perfect for entertaining. Upstairs, a versatile loft provides additional space for work or play. .. Outside, enjoy a private, low-maintenance backyard with no neighbors on one side and a peaceful pocket park right next door. With easy access to top-rated schools, shopping, dining, and outdoor recreation, this home offers the perfect combination of style, space, and location. Opportunities like this don't come oftendon't miss your chance to make this dream home yours!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.95
Remaining Loan Term
22 years, 10 months
Monthly PITI
$1,990.08/mo
Estimated Loan Balance
$270,615
Cash to close
$268,145
Interest Paid
$79,021

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Vinyl, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 2014
Details
  • Builder: CalAtlantic Homes

Community & HOA

Community
  • Subdivision: COLDWATER RANCH UNIT 1 & 2
  • Features: Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Coldwater Ranch Comm
  • HOA Amenities: Unknown
  • HOA Fee: $75
  • HOA Frequency: $Monthly
Location
  • Region: Peoria

Financial Details

  • Price per Sqft: $191.24
  • Tax Annual Amount: $2282
  • On Market Date: 2025-02-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $268,145 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $268,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$251,845
Your Cash:$268,145
Total Purchase Price:$519,990

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$1,421/mo
Traditional @ 7.5%
$2,098/mo
You save $677/month ($8,124/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6823319

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-03T15:23:57.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.95%
7.15%

Principal & Interest

$1,421 /mo
$2,023 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $268,145 (52%)
You can enter any amount below - secondary financing will cover the difference if needed.
52%
$

You cover the entire equity of $268,145!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.95% Sellers Rate
$251,845
Your Cash:$268,145
Total Purchase Price:$519,990

Assumed vs Traditional Mortgage

Assumed @ 3.95%
$1,421/mo
Traditional @ 7.5%
$2,098/mo
You save $677/month ($8,124/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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