Laura Jewett

Laura Jewett

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Closed

$975,000

($633,160 down)
VA

1221 Parkview Drive, Oceanside, CA 92057

3
3
2,494 sqft
PITI Monthly
$1,862.02 /mo

Listing courtesy of: Karen Morton, Compass

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,645 /mo
$2,534 /mo

What's Special

DINING
MOVE-IN READY
LUXURY
FIREPLACE
SOAKING TUB
PATIO
BALCONY
CLUBHOUSE
TURNKEY

Bright & beautiful Arrowood home with exceptional curb appeal & A/C located close to numerous golf courses. Turnkey & move-in ready, the lower level features updated luxury vinyl plank flooring & an open-concept floorplan. Freshly painted walls enhance this home's bright & inviting atmosphere, with natural sunlight pouring in through the generous windows. The gourmet kitchen boasts granite counters, a large island, SS appliances, & plenty of cabinet storage. A formal dining room, living room, & family room with fireplace complete the lower level. On the second floor, you'll find all secondary bedrooms, an additional bathroom, a convenient upstairs laundry, & a primary suite with a private view balcony & ensuite bath with dual sinks, a vanity area, a soaking tub, & walk-in shower. Enjoy coastal breezes & beautiful panoramic views of the mountains & city lights from the upstairs balcony! The large, flat backyard features a covered patio area, built-in BBQ, & grass. The two-car attached garage features epoxy flooring & overhang storage. Community amenities include access to Arrowood's highly acclaimed golf course, Junior Olympic swimming pool, clubhouse, & community events. Close to Camp Pendleton, Downtown Oceanside, the beach, freeways, & more!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,862.02/mo
Estimated Loan Balance
$343,239
Cash to close
$633,160
Interest Paid
$57,096

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central, Fireplaces, NaturalGas
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 2007
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Biking, Hiking, Park, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Arrowood HOA
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $390.94
  • Tax Annual Amount: $
  • On Market Date: 2024-09-05T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $633,160 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $633,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$341,840
Your Cash:$633,160
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,645/mo
Traditional @ 7.5%
$2,629/mo
You save $983/month ($11,800/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NDP2407968

Listing From:

Last updated: 2024-12-05T05:06:18.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,645 /mo
$2,534 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $633,160 (65%)
You can enter any amount below - secondary financing will cover the difference if needed.
65%
$

You cover the entire equity of $633,160!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$341,840
Your Cash:$633,160
Total Purchase Price:$975,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,645/mo
Traditional @ 7.5%
$2,629/mo
You save $983/month ($11,800/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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