Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$745,000

($356,270 down)
VA

1220 E MONTE CRISTO Avenue, Phoenix, AZ 85022

3
2
2,217 sqft
PITI Monthly
$2,448.06 /mo

Listing courtesy of: Louis McCall, II, MCO Realty

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,973 /mo
$3,070 /mo

What's Special

DINING
SPACIOUS
FIREPLACE
WALK-IN CLOSET
MASTER SUITE
PATIO
COZY

Recently Appraised! Former model home in Moon Valley Canyon subdivision. Situated on 11,000 sq ft lot with north/south orientation. Lofty ceilings, abundant windows create inviting ambiance. Split floorplan, cozy family room with fireplace flows into well-appointed kitchen. Spacious formal dining, private office off master. Tesla solar, new AC (2019), freshly painted interior/exterior. Newer kitchen appliances. 2 1/2 car garage, new ceiling fans. Automatic sprinklers. Proximity to hiking/biking trails. Expansive master suite with walk-in closet. Perfect for entertaining with spacious patio, play pool with fountains. Covered patio with ceiling fans. Do not miss out on your opportunity to own this amazing property.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.23
Remaining Loan Term
25 years, 4 months
Monthly PITI
$2,448.06/mo
Estimated Loan Balance
$427,889
Cash to close
$356,270
Interest Paid
$65,251

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Stucco, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Family Room
  • Flooring:

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Stucco, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1985
Details
  • Builder: Universal

Community & HOA

Community
  • Subdivision: MOON VALLEY CANYON LOT 1-119 TR A-I
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Moon Valley Canyon
  • HOA Amenities: Unknown
  • HOA Fee: $360.41
  • HOA Frequency: $Semi-Annually
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $336.04
  • Tax Annual Amount: $3098
  • On Market Date: 2024-04-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $356,270 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $356,270!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$388,730
Your Cash$356,270
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,973/mo
Traditional @ 7.5%
$3,184/mo
You save $1,211/month ($14,535/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6692843

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-02-13T14:27:46.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.23%
7.15%

Principal & Interest

$1,973 /mo
$3,070 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $356,270 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $356,270!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.23% Sellers Rate
$388,730
Your Cash$356,270
Total Purchase Price:$745,000

Assumed vs Traditional Mortgage

Assumed @ 3.23%
$1,973/mo
Traditional @ 7.5%
$3,184/mo
You save $1,211/month ($14,535/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.