Laura Jewett

Laura Jewett

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$375,000

($247,130 down)
FHA

1216 Boyden Avenue, Lancaster, CA 93534

4
2
1,206 sqft
PITI Monthly
$1,359.35 /mo

Listing courtesy of: James Christian, First Banker Mortgage Corp.

Assumed Rate

3.77%
7.15%

Principal & Interest

$707 /mo
$1,028 /mo

What's Special

SHOPPING
SPACIOUS

Great house located in a family neighborhood of Lancaster, spacious living room, formal dinning area, 4 bedrooms and 2 bathrooms, laundry area, large size lot, lot has 7,659 square feet, good size back yard, has a water filter, garage converted without permits, close to the 14 Freeway, and close to shopping centers, seller motivated to sell

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.77
Remaining Loan Term
21 years, 9 months
Monthly PITI
$1,359.35/mo
Estimated Loan Balance
$143,495
Cash to close
$247,130
Interest Paid
$43,472

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: None
  • Heating: WallFurnace
Features
  • Materials: Drywall, Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, ChainLink, Wood
Roof
  • Roof: Composition, Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Drywall, Stucco, CopperPlumbing
  • Roof: Composition, Shingle
Condition
  • Year Built: 1955
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: StreetLights, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lancaster

Financial Details

  • Price per Sqft: $310.95
  • Tax Annual Amount: $4687.5
  • On Market Date: 2024-09-20T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $247,130 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $247,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$127,870
Your Cash:$247,130
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$707/mo
Traditional @ 7.5%
$1,066/mo
You save $360/month ($4,316/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR24196498

Listing From:

Last updated: 2025-03-15T01:31:22.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.77%
7.15%

Principal & Interest

$707 /mo
$1,028 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $247,130 (66%)
You can enter any amount below - secondary financing will cover the difference if needed.
66%
$

You cover the entire equity of $247,130!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.77% Sellers Rate
$127,870
Your Cash:$247,130
Total Purchase Price:$375,000

Assumed vs Traditional Mortgage

Assumed @ 3.77%
$707/mo
Traditional @ 7.5%
$1,066/mo
You save $360/month ($4,316/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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