Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Active

$470,000

($83,682 down)
FHA

1213 Huntington Dr, Modesto, CA 95350

3
2
1,112 sqft
PITI Monthly
$3,144.48 /mo

Listing courtesy of: Gustavo Ruezga, Pepa Realty

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,205 /mo
$2,705 /mo

What's Special

REMODELED
SERENE
SHOPPING
DINING
SPACIOUS
RENOVATED
LUXURY
PATIO
CUL-DE-SAC

Beautifully renovated home located at the end of a serene cul-de-sac, ready for you to move in and make it your own. This inviting property features stylish updates throughout, including luxury vinyl plank flooring and elegant quartz countertops. Both bathrooms have been fully remodeled with a contemporary touch, and the well-designed floor plan maximizes every square foot of space. Step outside to enjoy a spacious, covered patio that boasts a built-in BBQ, perfect for entertaining, along with a refreshing pool complete with a fun water slide. There’s also ample space for RV or boat parking, adding to the convenience of this impressive home. Ideally situated, this property is close to shopping, dining, and Somerset Middle School, making it perfect for families. Rest easy knowing that all major systems are up-to-date, with a nearly new 40-year roof and HVAC system already in place. Don’t miss the opportunity to call this fantastic house your

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.22
Remaining Loan Term
27 years, 6 months
Monthly PITI
$3,144.48/mo
Estimated Loan Balance
$387,359
Cash to close
$83,682
Interest Paid
$51,363

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Gravity
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: InGround

Construction

Type & Style
  • Stories:
  • Home type: SingleFamilyResidence
  • Architectural Style: Cottage
Materials
  • Stucco
  • Roof: Shingle
Condition
  • Year Built: 1961
Details
  • Builder:

Community & HOA

Community
  • Subdivision: None
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Modesto

Financial Details

  • Price per Sqft: $422.66
  • Tax Annual Amount: $5875
  • On Market Date: 2025-03-26T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,682 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $83,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$386,318
Your Cash$83,682
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,205/mo
Traditional @ 7.5%
$2,806/mo
You save $602/month ($7,222/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 41090831

Listing From:

Last updated: 2025-04-02T12:42:23.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.22%
7.15%

Principal & Interest

$2,205 /mo
$2,705 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $83,682 (18%)
You can enter any amount below - secondary financing will cover the difference if needed.
18%
$

You cover the entire equity of $83,682!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.22% Sellers Rate
$386,318
Your Cash$83,682
Total Purchase Price:$470,000

Assumed vs Traditional Mortgage

Assumed @ 5.22%
$2,205/mo
Traditional @ 7.5%
$2,806/mo
You save $602/month ($7,222/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.