Laura Jewett

Laura Jewett

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Pending

$400,000

($91,185 down)
FHA

1210 S 121ST Drive, Avondale, AZ 85323

3
3
2,024 sqft
PITI Monthly
$1,929.65 /mo

Listing courtesy of: Torie Ellens, Platinum Living Realty

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,422 /mo
$2,255 /mo

What's Special

SERENE
SHOPPING
DINING
SPACIOUS
MOVE-IN READY
WALK-IN CLOSET
MASTER SUITE
HOME OFFICE
PRIVATE BACKYARD

ASSUMABLE FHA loan with 3.125% rate with balance of $310k on the loan! Welcome to this delightful property situated in a serene and friendly neighborhood, just perfect for families. This move-in ready home features a spacious floor plan that offers both comfort and functionality. With ample natural light streaming through the windows, the open living areas create a warm and inviting atmosphere. The kitchen had been previously updated with sleek countertops, beautiful, clean cabinetry and stainless-steel appliances. Retreat to the generously sized master suite, complete with an en-suite bathroom and walk-in closet, providing the perfect sanctuary after a long day. Two additional bedrooms offer flexibility for guests, a home office, or a growing family. Step outside to the private backyard, designed for relaxation and enjoyment. With this easy-to-care-for backyard and thoughtful design, you can spend less time on yard work and more time enjoying the beautiful Arizona weather. This home is conveniently situated near parks, shopping, and dining options. With easy access to major highways, commuting is a breeze.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.08
Remaining Loan Term
26 years, 1 months
Monthly PITI
$1,929.65/mo
Estimated Loan Balance
$310,069
Cash to close
$91,185
Interest Paid
$38,642

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Electric
Features
  • Materials: Synthetic Stucco, Wood Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Sewer in & Cnctd, Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Stucco
  • Roof: Tile
Condition
  • Year Built: 2002
Details
  • Builder: TREND HOMES

Community & HOA

Community
  • Subdivision: CAMBRIDGE ESTATES
  • Features: Community Pool, Playground
HOA
  • Has HOA: Yes
  • HOA Name: Cambridge Estates
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $197.63
  • Tax Annual Amount: $1455
  • On Market Date: 2024-10-29T20:00:16.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $91,185 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $91,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$308,815
Your Cash$91,185
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,422/mo
Traditional @ 7.5%
$2,339/mo
You save $917/month ($11,003/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6777230

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-04-02T16:38:15.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.08%
7.15%

Principal & Interest

$1,422 /mo
$2,255 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $91,185 (23%)
You can enter any amount below - secondary financing will cover the difference if needed.
23%
$

You cover the entire equity of $91,185!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.08% Sellers Rate
$308,815
Your Cash$91,185
Total Purchase Price:$400,000

Assumed vs Traditional Mortgage

Assumed @ 3.08%
$1,422/mo
Traditional @ 7.5%
$2,339/mo
You save $917/month ($11,003/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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