Laura Jewett

Laura Jewett

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Closed

$499,000

($107,173 down)
FHA

1208 S 5th Street, Pierce, CO 80650

4
3
2,273 sqft
PITI Monthly
$2,373.81 /mo

Listing courtesy of: Ever Olivas, PAK Home Realty

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,744 /mo
$2,852 /mo

What's Special

DINING
SPACIOUS
MOVE-IN READY
MODERN
WALK-IN CLOSET
MASTER SUITE
FINISHED BASEMENT
HOME OFFICE
FLEX SPACE
LANDSCAPED
SPRINKLER SYSTEM
COZY

Welcome to this move-in ready home on a spacious 0.29-acre lot in Pierce, Colorado. Built in 2015, this residence offers 2,273 square feet of finished living space and has 4 bedrooms and 3 bathrooms. The main level boasts an open-concept kitchen with modern appliances, a convenient island, and a pantry, seamlessly flowing into a dining area ideal for family meals. A versatile office or flex space adds further functionality. Upstairs, the spacious master suite includes a five-piece bathroom and a walk-in closet, accompanied by three additional bedrooms, a full bathroom, and conveniently located laundry facilities. The lower level offers a cozy family room and the fourth bedroom, which could serve as a private guest suite or home office. The unfinished basement provides excellent potential for future expansion or abundant storage. Outside, the oversized two-car garage with tandem parking ensures ample space for vehicles and storage needs. The landscaped yard is perfect for outdoor activities, enhanced by a lawn sprinkler system. Pierce combines small-town charm with easy access to larger cities like Fort Collins and Greeley, making this home an excellent choice for those seeking a balance between rural and urban living.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.84
Remaining Loan Term
26 years, 6 months
Monthly PITI
$2,373.81/mo
Estimated Loan Balance
$409,192
Cash to close
$107,173
Interest Paid
$40,402

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stone, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Architecural Shingle
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Mountain Contemporary
Materials
  • Stone, Wood Siding
  • Roof: Architecural Shingle
Condition
  • Year Built: 2015
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wilderland Park Corr
  • Features: Unknown
HOA
  • Has HOA: Yes
  • HOA Name: Acres HOA Ascend Management
  • HOA Amenities: Unknown
  • HOA Fee: $1220
  • HOA Frequency: $Annually
Location
  • Region: Pierce

Financial Details

  • Price per Sqft: $219.53
  • Tax Annual Amount: $1971
  • On Market Date: 2025-01-10T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $107,173 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $107,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$391,827
Your Cash$107,173
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,744/mo
Traditional @ 7.5%
$2,958/mo
You save $1,214/month ($14,569/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3768458

Listing From: recolorado

Last updated: 2025-02-27T23:29:19.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,744 /mo
$2,852 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $107,173 (21%)
You can enter any amount below - secondary financing will cover the difference if needed.
21%
$

You cover the entire equity of $107,173!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$391,827
Your Cash$107,173
Total Purchase Price:$499,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,744/mo
Traditional @ 7.5%
$2,958/mo
You save $1,214/month ($14,569/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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