Laura Jewett

Laura Jewett

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Closed

$519,000

($323,390 down)
FHA

12078 Ivy Circle, Brighton, CO 80602

4
4
1,452 sqft
PITI Monthly
$1,805.56 /mo

Listing courtesy of: Shauna Klucznik, JPAR Modern Real Estate

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,157 /mo
$1,747 /mo

What's Special

SHOPPING
DINING
DECK
CHARMING
NO HOA

Welcome! This charming 4 bed, 3.5 bath home in Wright Farms is looking for its new owners! The backyard completes with "his", "hers" and "ours" decks, a working hot tub, pizza oven, and sand pit/firepit area - all great for entertaining!  The basement has a full bath and bedroom. Centrally located between parks, two Thornton Rec Centers (Trailwinds Rec Center being only 2.2 miles away), shopping, dining, coffee shops and only a 25 min drive to downtown or DIA. Enjoy NO HOA in unincorporated Adams County! ALL appliances included - did I mention there's a WORKING hot tub? New AC in 2022, new roof and exterior paint in 2023, there is also a whole house water filter installed. Basement is currently having drywall added to the bedroom and a ceiling in living room area. Thanks for looking! Seller is a licensed real estate broker in Colorado. Sellers will cover concessions for a 2-1 rate buy down.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.47
Remaining Loan Term
21 years, 9 months
Monthly PITI
$1,805.56/mo
Estimated Loan Balance
$243,380
Cash to close
$323,390
Interest Paid
$67,715

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas, Living Room
  • Flooring: Carpet, Tile, Vinyl

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Composition
Condition
  • Year Built: 1994
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Wright Farms
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Brighton

Financial Details

  • Price per Sqft: $357.44
  • Tax Annual Amount: $3586
  • On Market Date: 2024-06-01T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,390 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $323,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$195,610
Your Cash:$323,390
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,157/mo
Traditional @ 7.5%
$1,812/mo
You save $655/month ($7,858/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC5210112

Listing From: recolorado

Last updated: 2024-10-01T18:06:29.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.47%
7.15%

Principal & Interest

$1,157 /mo
$1,747 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $323,390 (62%)
You can enter any amount below - secondary financing will cover the difference if needed.
62%
$

You cover the entire equity of $323,390!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.47% Sellers Rate
$195,610
Your Cash:$323,390
Total Purchase Price:$519,000

Assumed vs Traditional Mortgage

Assumed @ 3.47%
$1,157/mo
Traditional @ 7.5%
$1,812/mo
You save $655/month ($7,858/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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