Laura Jewett

Laura Jewett

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$299,000

($49,591 down)
FHA

12077 Sand Avenue, Adelanto, CA 92301

4
1
972 sqft
PITI Monthly
$2,217.44 /mo

Listing courtesy of: WILLIAM KENNEDY, REDFIN

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,575 /mo
$1,724 /mo

What's Special

DINING
SPACIOUS
PATIO
COZY

Private 4-Bedroom Home on a Spacious Gated Lot. Discover this inviting 4-bedroom home situated on a generous 9,500 sqft fenced lot with a gated entrance for added privacy. Go inside to a bright and spacious living room featuring abundant natural light and a cozy wood-burning stove—perfect for chilly evenings. The open kitchen and dining area offer a welcoming space for gatherings, with easy access to outdoor areas. A versatile carport provides the option for a shaded patio, while the spacious driveway ensures plenty of parking. Conveniently located near local dining, schools, markets, and easy access to Highway 395, this home offers comfort, space, and accessibility. Don't miss out—schedule a showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.27
Remaining Loan Term
27 years, 11 months
Monthly PITI
$2,217.44/mo
Estimated Loan Balance
$249,680
Cash to close
$49,591
Interest Paid
$32,953

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 1
Cooling & Heating
  • Cooling: None, AtticFan
  • Heating: Fireplaces, NaturalGas, Wood
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Concrete

Exterior

Fencing
  • Fencing: ChainLink, Wood
Roof
  • Roof: Shingle
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: SepticTypeUnknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Shingle
Condition
  • Year Built: 1965
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Adelanto

Financial Details

  • Price per Sqft: $307.61
  • Tax Annual Amount: $3737.5
  • On Market Date: 2025-02-07T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $49,591 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $49,591!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$249,409
Your Cash$49,591
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,575/mo
Traditional @ 7.5%
$1,725/mo
You save $150/month ($1,794/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25026185

Listing From:

Last updated: 2025-02-10T16:57:52.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.27%
7.15%

Principal & Interest

$1,575 /mo
$1,724 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $49,591 (17%)
You can enter any amount below - secondary financing will cover the difference if needed.
17%
$

You cover the entire equity of $49,591!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.27% Sellers Rate
$249,409
Your Cash$49,591
Total Purchase Price:$299,000

Assumed vs Traditional Mortgage

Assumed @ 6.27%
$1,575/mo
Traditional @ 7.5%
$1,725/mo
You save $150/month ($1,794/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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