Laura Jewett

Laura Jewett

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Closed

$525,000

($235,349 down)
FHA

1206 E SAINT JOHN Road, Phoenix, AZ 85022

3
3
2,242 sqft
PITI Monthly
$2,018.27 /mo

Listing courtesy of: Coco Dixon, Taeler Bond Real Estate Co.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,454 /mo
$2,155 /mo

What's Special

PATIO

PRICE JUST DROPPED AND SELLER'S ALSO OFFERING $10K BUYER CAN USE FOR EDITS OR CLOSING COSTS CONCESSIONS. This fabulous home in Candle Creek, with two story ceilings, expansive space, hard flooring throughout, bonus loft and oversized owners suite is just minutes from Desert Ridge and Moon Valley. Tree lined streets, great family community and easy access to the 51 freeway. Updated refrigerator and washer/dryer convey with home. Complete water main lines at front of home replaced, pool equipment/pump valve replaced, AC & handler serviced and in great condition, back patio roof replaced, tiles, caps & flashing replaced on roof, new electric lift installed on garage door Home warranty is $500 from Choice Home Warranty

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.62
Remaining Loan Term
24 years, 6 months
Monthly PITI
$2,018.27/mo
Estimated Loan Balance
$291,381
Cash to close
$235,349
Interest Paid
$60,120

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Refrigeration
  • Heating: Electric
Features
  • Materials: Painted, Stucco, Block, Frame - Wood
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Other (See Remarks), 1 Fireplace, Living Room
  • Flooring: Laminate, Vinyl, Stone

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family - Detached
  • Architectural Style: Spanish
Materials
  • Painted, Stucco, Block, Frame - Wood
  • Roof: Tile
Condition
  • Year Built: 1994
Details
  • Builder: BEAZER HOMES

Community & HOA

Community
  • Subdivision: CANDLE CREEK UNIT 1
  • Features:
HOA
  • Has HOA: Yes
  • HOA Name: Candlewood Creek HOA
  • HOA Amenities: Unknown
  • HOA Fee: $96
  • HOA Frequency: $Quarterly
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $234.17
  • Tax Annual Amount: $2060
  • On Market Date: 2024-07-04T07:14:20.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $235,349 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $235,349!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$289,651
Your Cash$235,349
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,454/mo
Traditional @ 7.5%
$2,235/mo
You save $781/month ($9,372/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6653474

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2024-10-29T19:17:29.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.62%
7.15%

Principal & Interest

$1,454 /mo
$2,155 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $235,349 (45%)
You can enter any amount below - secondary financing will cover the difference if needed.
45%
$

You cover the entire equity of $235,349!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.62% Sellers Rate
$289,651
Your Cash$235,349
Total Purchase Price:$525,000

Assumed vs Traditional Mortgage

Assumed @ 3.62%
$1,454/mo
Traditional @ 7.5%
$2,235/mo
You save $781/month ($9,372/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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