Laura Jewett

Laura Jewett

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$369,850

($182,677 down)
FHA

1206 34th Street NW, Rochester, MN 55901

4
3
2,348 sqft
PITI Monthly
$1,469.78 /mo

Listing courtesy of: , Amy'sFire Realty, LLC.

Assumed Rate

2.77%
7.15%

Principal & Interest

$846 /mo
$1,396 /mo

What's Special

LOCATION
DINING
DECK
PATIO
CUL-DE-SAC

You will feel right at home in this much sought after, quiet Bel Air subdivision located on a dead end street with a cul-de-sac. This sprawling walk-out ranch has 4 bedrooms, 3 bathrooms with a large main floor owner's bedroom, plenty big enough for a super King Sized bed, you will also love the private deck and 3/4 bathroom. New flooring on the main floor, with LVP hardwoods in the kitchen, dining room, 2 bedrooms and 2 baths. Newer siding, roofing, gutters, central air & water softener. The location is Superb, in the middle of Rochester with convenience to everything! The walk-out lower level has a 2nd kitchen, 2 more bedrooms and a full bath with a huge family room & also Great for Entertaining in the summer on the back patio & where playing yard games in the big backyard will be a favorite past time! The backyard also backs up to the city land dry run, creating a buffer from backyard neighbors. A home like this doesn't come along very often, current owner has lived here 20 years!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.77
Remaining Loan Term
25 years, 9 months
Monthly PITI
$1,469.78/mo
Estimated Loan Balance
$240,450
Cash to close
$182,677
Interest Paid
$23,206

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Metal Siding, Shake Siding, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Family Room, Free Standing, Wood Burning
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: None
Roof
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Metal Siding, Shake Siding, Vinyl Siding
  • Roof: Age 8 Years or Less, Asphalt, Pitched
Condition
  • Year Built: 1983
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Bel Air 4th Sub
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Rochester

Financial Details

  • Price per Sqft: $157.52
  • Tax Annual Amount: $3928
  • On Market Date: 2025-03-17T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $182,677 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $182,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$187,173
Your Cash$182,677
Total Purchase Price:$369,850

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$846/mo
Traditional @ 7.5%
$1,448/mo
You save $602/month ($7,225/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6686936

Listing From: northstar

Last updated: 2025-03-30T22:04:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.77%
7.15%

Principal & Interest

$846 /mo
$1,396 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $182,677 (49%)
You can enter any amount below - secondary financing will cover the difference if needed.
49%
$

You cover the entire equity of $182,677!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.77% Sellers Rate
$187,173
Your Cash$182,677
Total Purchase Price:$369,850

Assumed vs Traditional Mortgage

Assumed @ 2.77%
$846/mo
Traditional @ 7.5%
$1,448/mo
You save $602/month ($7,225/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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