$490,000
($230,646 down)12056 W MELINDA Lane, Sun City, AZ 85373
PITI Monthly
Listing courtesy of: Jeff Tessitore, HomeSmart
Assumed Rate
3.61%
7.15%Principal & Interest
$1,327 /mo
$1,970 /moWhat's Special
ASSUMABLE FHA LOAN AT 3.25%! Another financing option is a PREFERRED LENDER TO OFFER 1% INCENTIVE TO BUYER! Not an Age Restricted Community! This spacious 2,688 sq. ft., 5-bedroom, 2-bath home sits on a prime corner lot next to a large greenbelt, walking paths, and a playground. The open floor plan features a nice-sized living room and a kitchen that flows into the family room with wainscoting. The huge primary bedroom boasts a large walk-in closet, and there's plenty of space for everyone! Enjoy the extended patio with pavers and easy access to the 303 freeway. Love adventure? The seller takes his Polaris off-road vehicle to Lake Pleasant in just 20 minutes! Don't miss this rare find in a non-age-restricted community!
Assumption Snapshot
Type of Loan
FHA
Interest Rate
3.61
Remaining Loan Term
24 years, 7 months
Monthly PITI
$1,897.21/mo
Estimated Loan Balance
$260,986
Cash to close
$230,646
Interest Paid
$54,020
Facts & Features
Interior
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
Cooling & Heating
- Cooling: Ceiling Fan(s), Programmable Thmstat
- Heating: Electric
Features
- Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
- Community: Unknown
- Has Fireplace: Yes
- Fireplace Features: Other, 1 Fireplace
- Flooring: Carpet, Tile
Exterior
Fencing
- Fencing: Block
Roof
- Roof: Tile
Parking
- Garage: Yes
- Garage Spaces: 2
- Carport: Yes
- Carport Spaces: 2
Water
- Sewer: Public Sewer
- Water Source: City Water
Pool
- Has Pool: No
- Pool Features: None
Construction
Type & Style
- Stories: 2
- Home type: Single Family Residence
- Architectural Style: Spanish
Materials
- Synthetic Stucco, Wood Frame, Painted, Stucco
- Roof: Tile
Condition
- Year Built: 2008
Details
- Builder: Courtland Homes
Community & HOA
Community
- Subdivision: RIO SIERRA AMD
- Features: Pickleball, Playground, Biking/Walking Path
HOA
- Has HOA: Yes
- HOA Name: Ccross River
- HOA Amenities: Unknown
- HOA Fee: $85
- HOA Frequency: $Monthly
Location
- Region: Sun City
Financial Details
- Price per Sqft: $182.29
- Tax Annual Amount: $2358
- On Market Date: 2025-03-19T19:10:08.000Z
Inquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $230,646!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
MLS ID: 6837666
Listing From: Arizona Regional Multiple Listing Service (ARMLS)
Last updated: 2025-03-26T14:33:35.000Z
© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.
Assumed Rate
3.61%
7.15%Principal & Interest
$1,327 /mo
$1,970 /moInquire about this property
We will reach out to you with more details
Fill out an application to explore financing options for assuming this loan.
Apply nowSavings Calculator
You cover the entire equity of $230,646!
Enter a smaller amount if you prefer to use secondary financing.
Loan Breakdown
Assumed vs Traditional Mortgage
*Secondary financing rates are an estimated value based on input
Follow Us
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000Resources
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