Laura Jewett

Laura Jewett

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Closed

$440,000

($130,952 down)
FHA

12001 W YUMA Street, Avondale, AZ 85323

5
3
2,235 sqft
PITI Monthly
$2,553.67 /mo

Listing courtesy of: Andrea Parra, HomeSmart

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,063 /mo
$2,096 /mo

What's Special

SHOPPING
SPACIOUS
WALK-IN CLOSET
COMMUNITY POOL

Welcome to this spacious and versatile 5-bedroom home, perfect for large or growing families. Discover a captivating open layout providing natural and recessed lighting, updated kitchen with plenty of cabinet and countertop space. Convenient full guest bathroom and bedroom downstairs. This corner lot offers a generous-sized backyard. Continue upstairs to a huge loft, ample sized laundry room and remaining bedrooms. Open the double doors to reveal the Master bedroom equipped with a walk-in closet and separate mirrored closet, a bathroom with a recently upgraded shower, dual sinks, and a make-up desk. Community is near shopping, food, bus stops and I-10 freeway. Perfect view of the park across the street and walking distance from the community pool.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.99
Remaining Loan Term
29 years, 3 months
Monthly PITI
$2,553.67/mo
Estimated Loan Balance
$309,826
Cash to close
$130,952
Interest Paid
$16,215

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2001
Details
  • Builder: Trend Homes

Community & HOA

Community
  • Subdivision: Cambridge Estates
  • Features: Community Pool, Near Bus Stop, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Cambridge Estates
  • HOA Amenities: Unknown
  • HOA Fee: $65
  • HOA Frequency: $Monthly
Location
  • Region: Avondale

Financial Details

  • Price per Sqft: $196.87
  • Tax Annual Amount: $1455
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $130,952 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $130,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$309,048
Your Cash$130,952
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,063/mo
Traditional @ 7.5%
$2,097/mo
You save $34/month ($408/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6782508

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-21T08:05:30.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.99%
7.15%

Principal & Interest

$2,063 /mo
$2,096 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $130,952 (30%)
You can enter any amount below - secondary financing will cover the difference if needed.
30%
$

You cover the entire equity of $130,952!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.99% Sellers Rate
$309,048
Your Cash$130,952
Total Purchase Price:$440,000

Assumed vs Traditional Mortgage

Assumed @ 6.99%
$2,063/mo
Traditional @ 7.5%
$2,097/mo
You save $34/month ($408/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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