Laura Jewett

Laura Jewett

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Pending

$1,799,000

($524,180 down)
VA

11959 Fuerte Dr, El Cajon, CA 92020

4
4
3,478 sqft
PITI Monthly
$8,045.4 /mo

Listing courtesy of: Willem De Ridder, Compass

Assumed Rate

3.1%
7.15%

Principal & Interest

$5,871 /mo
$9,287 /mo

What's Special

REMODELED
DINING
SPACIOUS
MODERN
FIREPLACE
WALK-IN CLOSET
HOME OFFICE

Experience the best of Californian indoor-outdoor living in this modern ranch-style hacienda in Mt. Helix/Horizon Hills. This private, single-level home features a gated courtyard entry, an open-beam ceiling in the formal dining and living room, and a wood-burning fireplace. The remodeled eat-in kitchen boasts custom hickory cabinets, quartz countertops, a 6-burner Thermador gas range with an indoor grill, double convection ovens, and a warming drawer. A soft water unit and reverse osmosis system add convenience. The spacious primary suite has a gas fireplace, dual closets, and a luxurious bath with custom cabinetry, dual sinks, and a vanity. A second bedroom includes an en-suite bath and walk-in closet. The dedicated home office offers built-in cabinets and two workstations. A 640± sq. ft. guest house/pool house features a great room, gas fireplace, kitchenette, bath, and a walk-in dry sauna. The outdoor oasis is built for entertaining, with a gas BBQ, side burners, refrigerator, sink, and fireplace. The Pebble Tec pool and attached spa, remodeled in 2019, include a rock waterfall and a removable pool fence. Additional features: RV/boat parking with electrical hookup, oversized two-car garage, new landscaping, smart irrigation, mature fruit trees, and a raised vegetable garden. A rare move-in-ready gem in one of San Diego’s most desirable neighborhoods.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.1
Remaining Loan Term
26 years, 7 months
Monthly PITI
$8,045.4/mo
Estimated Loan Balance
$641,259
Cash to close
$524,180
Interest Paid
$140,553

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Unknown
Pool
  • Has Pool: No
  • Pool Features: GasHeat, Heated, InGround

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Mediterranean
Materials
  • Stucco
  • Roof: Unknown
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $517.25
  • Tax Annual Amount: $22487.5
  • On Market Date: 2025-03-19T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $524,180 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $524,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$1,274,820
Your Cash$524,180
Total Purchase Price:$1,799,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$5,871/mo
Traditional @ 7.5%
$9,633/mo
You save $3,762/month ($45,139/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250022065SD

Listing From:

Last updated: 2025-03-25T16:48:55.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$5,871 /mo
$9,287 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $524,180 (29%)
You can enter any amount below - secondary financing will cover the difference if needed.
29%
$

You cover the entire equity of $524,180!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$1,274,820
Your Cash$524,180
Total Purchase Price:$1,799,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$5,871/mo
Traditional @ 7.5%
$9,633/mo
You save $3,762/month ($45,139/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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