Laura Jewett

Laura Jewett

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Closed

$529,000

($254,722 down)
VA

11911 Royal Rd UNIT G, El Cajon, CA 92021

3
2
1,116 sqft
PITI Monthly
$2,051.61 /mo

Listing courtesy of: Ryan Fisher, Real Broker

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,334 /mo
$2,055 /mo

What's Special

SPACIOUS
PATIO
COMMUNITY POOL
PLAYGROUND

Bright & Spacious Townhome in a Beautiful Community. Beautiful 3-bedroom townhome nestled in a quiet, well-maintained community. The main level features a versatile bedroom, while upstairs, two oversized bedrooms—including a generous primary retreat with dual closets—provide plenty of space. As a corner end unit, enjoy abundant natural light throughout. Step outside to a fully fenced private patio with direct access to a 2-car carport with storage. The beautiful community pool and playground create the perfect setting for relaxation and fun—whether you're unwinding poolside or watching the kids play. Central heating & air-conditioning.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$2,051.61/mo
Estimated Loan Balance
$274,854
Cash to close
$254,722
Interest Paid
$46,290

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir, NaturalGas
Features
  • Materials: Brick, VinylSiding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces:
Water
  • Sewer: Unknown
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, InGround

Construction

Type & Style
  • Stories: 2
  • Home type: Townhouse
  • Architectural Style: Unknown
Materials
  • Brick, VinylSiding
  • Roof: Composition
Condition
  • Year Built: 1973
Details
  • Builder:

Community & HOA

Community
  • Subdivision: El Cajon
  • Features: Pool
HOA
  • Has HOA: Yes
  • HOA Name: Royal Gardens
  • HOA Amenities: Unknown
  • HOA Fee: $491
  • HOA Frequency: $Monthly
Location
  • Region: El Cajon

Financial Details

  • Price per Sqft: $474.01
  • Tax Annual Amount: $6612.5
  • On Market Date: 2025-02-19T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $254,722 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $254,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$274,278
Your Cash$254,722
Total Purchase Price:$529,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,334/mo
Traditional @ 7.5%
$2,131/mo
You save $797/month ($9,567/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 250019201SD

Listing From:

Last updated: 2025-03-19T03:26:51.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$1,334 /mo
$2,055 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $254,722 (48%)
You can enter any amount below - secondary financing will cover the difference if needed.
48%
$

You cover the entire equity of $254,722!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$274,278
Your Cash$254,722
Total Purchase Price:$529,000

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$1,334/mo
Traditional @ 7.5%
$2,131/mo
You save $797/month ($9,567/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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