Laura Jewett

Laura Jewett

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Closed

$249,900

($79,074 down)
VA

118 Garner Circle, Montrose, MN 55363

3
2
1,465 sqft
PITI Monthly
$1,341.34 /mo

Listing courtesy of: , Kris Lindahl Real Estate

Assumed Rate

4.14%
7.15%

Principal & Interest

$922 /mo
$1,283 /mo

What's Special

FIREPLACE
PATIO

One level living with lawn and snow removal service! Gorgeous white cabinets in the kitchen with a center island. Archway opening into the living room where you will find a gas fireplace. Other features of this home include a sun room, tiled shower and walk in closet in the primary bedroom and a patio out back to entertain. Freshly painted throughout and new carpet in one bedroom.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
4.14
Remaining Loan Term
24 years, 3 months
Monthly PITI
$1,341.34/mo
Estimated Loan Balance
$171,488
Cash to close
$79,074
Interest Paid
$42,870

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Brick/Stone, Vinyl Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Gas
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Townhouse Detached
  • Architectural Style: Unknown
Materials
  • Brick/Stone, Vinyl Siding
  • Roof: Unknown
Condition
  • Year Built: 2004
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Park View Twnhms
  • Features: None
HOA
  • Has HOA: Yes
  • HOA Name: Verde Property Mgmt
  • HOA Amenities: Unknown
  • HOA Fee: $150
  • HOA Frequency: $Monthly
Location
  • Region: Montrose

Financial Details

  • Price per Sqft: $170.58
  • Tax Annual Amount: $3232
  • On Market Date: 2024-10-07T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $79,074 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $79,074!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$170,826
Your Cash$79,074
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$922/mo
Traditional @ 7.5%
$1,330/mo
You save $408/month ($4,901/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6614171

Listing From: northstar

Last updated: 2024-11-25T20:15:02.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.14%
7.15%

Principal & Interest

$922 /mo
$1,283 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $79,074 (32%)
You can enter any amount below - secondary financing will cover the difference if needed.
32%
$

You cover the entire equity of $79,074!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.14% Sellers Rate
$170,826
Your Cash$79,074
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 4.14%
$922/mo
Traditional @ 7.5%
$1,330/mo
You save $408/month ($4,901/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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