Laura Jewett

Laura Jewett

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Closed

$390,000

($169,308 down)
FHA

118 S 6th Street, La Salle, CO 80645

3
2
1,562 sqft
PITI Monthly
$1,405.87 /mo

Listing courtesy of: Joe Chimenti, NextHome Front Range

Assumed Rate

2.96%
7.15%

Principal & Interest

$988 /mo
$1,591 /mo

What's Special

LOCATION
ENTERTAINMENT
DINING
SPACIOUS
DECK
PATIO
MATURE TREES
LANDSCAPED
SPRINKLER SYSTEM
QUIET NEIGHBORHOOD
CHARMING
COZY

Look no further! Comfort meets practicality in this charming 3-bedroom home that has been TASTEFULLY UPDATED. Situated on a HUGE lot, this property features a well-landscaped front yard w/fresh mulch and an oversized 1-car garage w/new motor & chains on its door. Inviting interior showcases designer palette, abundant natural light, and new hardwood flooring installed in 2022. Ideal for gatherings, the welcoming living room seamlessly connects to the dining area! The kitchen boasts brand new appliances such as a microwave, refrigerator, range, and dishwasher. Head onto the lower level, where the inviting family and bonus rooms await! Both provide versatility, making these spaces adaptable to your needs and lifestyle. Let's not forget the large main bedroom with its own private bathroom for added ease. Outback, tranquility beckons in the spacious backyard! The cozy deck is perfect for a morning coffee, while the enclosed outdoor patio is an additional entertainment area. The mature trees, garden beds, and storage shed complete the picture. PLUS! A/C was serviced & cleaned last year, the roof was about 8 years old, and a new Sprinkler System was installed in 2024 in both yards. Location-wise, it's a gem! Nestled in a quiet neighborhood close to schools and great accessibility to highways. Don't miss this opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
2.96
Remaining Loan Term
26 years, 4 months
Monthly PITI
$1,405.87/mo
Estimated Loan Balance
$221,576
Cash to close
$169,308
Interest Paid
$24,582

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Block, Frame, Wood Siding
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Vinyl, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Traditional
Materials
  • Block, Frame, Wood Siding
  • Roof: Composition
Condition
  • Year Built: 1974
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Connell Sub 11th Add
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: La Salle

Financial Details

  • Price per Sqft: $249.68
  • Tax Annual Amount: $1212
  • On Market Date: 2024-05-18T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $169,308 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $169,308!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$220,692
Your Cash$169,308
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$988/mo
Traditional @ 7.5%
$1,650/mo
You save $662/month ($7,947/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC7721196

Listing From: recolorado

Last updated: 2024-10-01T18:05:12.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.96%
7.15%

Principal & Interest

$988 /mo
$1,591 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $169,308 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $169,308!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.96% Sellers Rate
$220,692
Your Cash$169,308
Total Purchase Price:$390,000

Assumed vs Traditional Mortgage

Assumed @ 2.96%
$988/mo
Traditional @ 7.5%
$1,650/mo
You save $662/month ($7,947/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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