Laura Jewett

Laura Jewett

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$650,000

($464,964 down)
VA

11866 N 143RD Avenue, Surprise, AZ 85379

4
4
4,242 sqft
PITI Monthly
$1,539.31 /mo

Listing courtesy of: Joseph Marine, HomeSmart

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,142 /mo
$1,750 /mo

What's Special

OPEN CONCEPT
DINING
SPACIOUS
HARDWOOD FLOORS
GRANITE COUNTERTOPS
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
WET BAR
PATIO
COZY

Ask about the assumable mortgage at an incredible 3.25% Step inside and be welcomed by soaring 14-ft vaulted ceilings a formal dining and living room,seperate recreation room with a granite wet bar. Open concept family room featuring a cozy fireplace and timer-controlled sunscreens. The chef's kitchen is the heart of the home, showcasing a center island, stone arch, gas cooktop, granite countertops, stainless steel appliances, rich cabinetry, and two large pantries for ample storage A grand, wide staircase leads to the second level, where hardwood floors span the entire floor. The luxurious primary suite features its own fireplace and a private library/sitting room, offering a peaceful retreat with views of the backyard. Two additional bedrooms and a large flex/four-bedroom complete the upper level. Step outside to your own backyard oasis, complete with a sparkling private swimming pool and hot tub, a separate cabana for ultimate relaxation, and a spacious paved patio ideal for outdoor dining and entertaining. The home also includes a three-car garage with built-in storage cabinets.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.35
Remaining Loan Term
17 years, 10 months
Monthly PITI
$1,539.31/mo
Estimated Loan Balance
$185,660
Cash to close
$464,964
Interest Paid
$91,399

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), ENERGY STAR Qualified Equipment, Programmable Thmstat
  • Heating: ENERGY STAR Qualified Equipment, Natural Gas
Features
  • Materials: Synthetic Stucco, Wood Frame, Painted, Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 2 Fireplace, Family Room, Master Bedroom, Gas
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Tile
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 2
  • Home type: Single Family Residence
  • Architectural Style: Spanish, Santa Barbara/Tuscan
Materials
  • Synthetic Stucco, Wood Frame, Painted, Stucco
  • Roof: Tile
Condition
  • Year Built: 2005
Details
  • Builder: William Lyon Homes

Community & HOA

Community
  • Subdivision: Mountain Gate
  • Features: Gated, Playground, Biking/Walking Path
HOA
  • Has HOA: Yes
  • HOA Name: Mountain Gate HOA
  • HOA Amenities: Unknown
  • HOA Fee: $115
  • HOA Frequency: $Monthly
Location
  • Region: Surprise

Financial Details

  • Price per Sqft: $153.23
  • Tax Annual Amount: $2769
  • On Market Date: 2025-02-12T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $464,964 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $464,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$185,036
Your Cash:$464,964
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,142/mo
Traditional @ 7.5%
$1,815/mo
You save $673/month ($8,080/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6816497

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-26T17:07:10.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.35%
7.15%

Principal & Interest

$1,142 /mo
$1,750 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $464,964 (72%)
You can enter any amount below - secondary financing will cover the difference if needed.
72%
$

You cover the entire equity of $464,964!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.35% Sellers Rate
$185,036
Your Cash:$464,964
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 3.35%
$1,142/mo
Traditional @ 7.5%
$1,815/mo
You save $673/month ($8,080/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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