Laura Jewett

Laura Jewett

Property SearchContact
primary-1
primary-2primary-3
Closed

$595,000

($4,719 down)
FHA

1185 Xanthia Street, Denver, CO 80220

3
2
2,469 sqft
PITI Monthly
$4,276.67 /mo

Listing courtesy of: Eduardo Ruiz, Realty One Group Five Star Colorado

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,381 /mo
$4,145 /mo

What's Special

REMODELED
FRESH PAINT
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FINISHED BASEMENT
LANDSCAPED
RENTAL INCOME

Welcome to this beautifully remodeled 3-bedroom, 2-bathroom home, offering modern upgrades, versatile living spaces, and endless possibilities! Step inside to find a bright and airy open floor plan, featuring fresh paint, stylish flooring, and an updated kitchen with sleek quartz countertops, stainless steel appliances, and custom cabinetry—perfect for entertaining. Downstairs, a fully finished basement apartment awaits, complete with a second kitchen, private entrance, and spacious living area—ideal for multi-generational living, rental income, or guest accommodations. The bathrooms have been tastefully updated with contemporary fixtures and designer tile, adding a touch of luxury. Outside, enjoy a beautifully landscaped yard, perfect for relaxing or hosting gatherings. Conveniently located near shopping, dining, parks, and major highways, this home offers both comfort and convenience. This property also had an empty ADU that can be finished out by the Buyer with their design taste in mind. Great opportunity of Assumable Mortgage Loan at 5.125% (PLease feel free to call for more information 720-625-2261) Don’t miss this incredible opportunity—schedule your private showing today!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
5.23
Remaining Loan Term
27 years, 3 months
Monthly PITI
$4,276.67/mo
Estimated Loan Balance
$591,086
Cash to close
$4,719
Interest Paid
$86,561

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air, Natural Gas
Features
  • Materials: Frame, Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Carpet, Wood

Exterior

Fencing
  • Fencing: Full
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Frame, Stucco
  • Roof: Composition
Condition
  • Year Built: 1947
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Burns Montclair
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Denver

Financial Details

  • Price per Sqft: $240.99
  • Tax Annual Amount: $3530
  • On Market Date: 2025-02-22T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $4,719 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $4,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$590,281
Your Cash$4,719
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,381/mo
Traditional @ 7.5%
$4,299/mo
You save $918/month ($11,018/year)

*Secondary financing rates are an estimated value based on input

MLS ID: REC3321784

Listing From: recolorado

Last updated: 2025-03-22T20:05:29.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

5.23%
7.15%

Principal & Interest

$3,381 /mo
$4,145 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $4,719 (1%)
You can enter any amount below - secondary financing will cover the difference if needed.
1%
$

You cover the entire equity of $4,719!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage5.23% Sellers Rate
$590,281
Your Cash$4,719
Total Purchase Price:$595,000

Assumed vs Traditional Mortgage

Assumed @ 5.23%
$3,381/mo
Traditional @ 7.5%
$4,299/mo
You save $918/month ($11,018/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

Powered By UMe.

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

equal-housing

© is committed to and abides by the Fair Housing Act of Equal Opportunity.