Laura Jewett

Laura Jewett

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Closed

$1,198,000

($995,793 down)
FHA

11851 Spruce Canyon Circle, Golden, CO 80403

4
4
3,150 sqft
PITI Monthly
$2,264.23 /mo

Listing courtesy of: Osman Parvez, House Einstein

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,401 /mo
$1,766 /mo

What's Special

ENTERTAINMENT
WALK-IN CLOSET
DECK
CHARMING
COZY

Welcome to your dream home in the mountains! This charming home, immersed in the tranquility of nature is private, yet situated in the wonderful, sought-after neighborhood of Spruce Canyon Circle. The home sits amidst a beautiful aspen grove, which you can enjoy from the giant windows in the main area of the house, from either of the two back decks, or take a stroll, play frisbee, or take a picnic out. Frequent wildlife visitors include deer, turkeys, bunnies, with the occasional elk, moose, and fox. The home has been thoughtfully designed with an open layout, featuring a private main bedroom with ensuite and walk-in closet, a kid-friendly wing, office, and a new 508 sq ft addition was completed in 2023 with a bonus loft space, new 3/4 bathroom, and upper deck overlooking the gorgeous trees. The addition is set up as an entertainment and workout space, with high ceilings and fantastic natural light. Access the upstairs by a beautiful, custom wood spiral staircase, built by a craftsman in Wisconsin. Spruce Canyon Circle has great proximity to Eldora, Walker Ranch, Gross Reservoir, Nederland, Boulder, and Golden, making outdoor adventures effortless. The carriage house above the garage provides an ideal, private space for guests, in-laws, or could be used as an art studio. Enjoy a less than 10-minute drive to the new Charter School, Jefferson Academy K-8 at Coal Creek. The main home has a new standing-seam metal roof, finished in 2023, and new windows throughout. Experience the best of mountain living in this open yet cozy home!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
4.98
Remaining Loan Term
27 years, 3 months
Monthly PITI
$2,264.23/mo
Estimated Loan Balance
$254,935
Cash to close
$995,793
Interest Paid
$35,090

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 4
Cooling & Heating
  • Cooling: Air Conditioning-Room, Ceiling Fan(s), Central Air
  • Heating: Forced Air
Features
  • Materials: Wood Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Composition, Metal
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Septic Tank
  • Water Source: Well
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Wood Frame
  • Roof: Composition, Metal
Condition
  • Year Built: 1996
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Crescent Park 3rd Flg
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Golden

Financial Details

  • Price per Sqft: $380.32
  • Tax Annual Amount: $5541
  • On Market Date: 2024-05-30T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $995,793 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $995,793!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$202,207
Your Cash:$995,793
Total Purchase Price:$1,198,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,401/mo
Traditional @ 7.5%
$1,832/mo
You save $431/month ($5,177/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1010755

Listing From: recolorado

Last updated: 2025-03-04T22:51:20.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

4.98%
7.15%

Principal & Interest

$1,401 /mo
$1,766 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $995,793 (83%)
You can enter any amount below - secondary financing will cover the difference if needed.
83%
$

You cover the entire equity of $995,793!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage4.98% Sellers Rate
$202,207
Your Cash:$995,793
Total Purchase Price:$1,198,000

Assumed vs Traditional Mortgage

Assumed @ 4.98%
$1,401/mo
Traditional @ 7.5%
$1,832/mo
You save $431/month ($5,177/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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