Laura Jewett

Laura Jewett

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Closed

$322,500

($137,200 down)
FHA

11832 N 25TH Avenue, Phoenix, AZ 85029

2
1
1,066 sqft
PITI Monthly
$1,246.57 /mo

Listing courtesy of: DeAndre K. Harvey, Jason Mitchell Real Estate

Assumed Rate

3.31%
7.15%

Principal & Interest

$896 /mo
$1,379 /mo

What's Special

OPEN CONCEPT
GRANITE COUNTERTOPS
COZY

Amazing opportunity to own a great home in Valley Vista. This cozy home features an open concept. The elegant kitchen has maple cabinets with granite countertops. Recently updated bathroom. Indoor laundry. Great storage space. New AC Unit. No neighbors behind you. The backyard features 3 garden beds, awaiting a new owners green thumb.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.31
Remaining Loan Term
25 years, 2 months
Monthly PITI
$1,246.57/mo
Estimated Loan Balance
$221,415
Cash to close
$137,200
Interest Paid
$31,078

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Central Air, Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: None
  • Flooring: Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: No
  • Garage Spaces: 0
  • Carport: Yes
  • Carport Spaces: 2
Water
  • Sewer: Public Sewer
  • Water Source: City Water
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style:
Materials
  • Wood Frame, Painted
  • Roof: Composition
Condition
  • Year Built: 1970
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: VALLEY VISTA UNIT 4B
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $302.53
  • Tax Annual Amount: $676
  • On Market Date: 2024-10-15T00:40:03.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $137,200 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $137,200!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$185,300
Your Cash$137,200
Total Purchase Price:$322,500

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$896/mo
Traditional @ 7.5%
$1,431/mo
You save $535/month ($6,423/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6771062

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-03-12T17:38:57.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.31%
7.15%

Principal & Interest

$896 /mo
$1,379 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $137,200 (43%)
You can enter any amount below - secondary financing will cover the difference if needed.
43%
$

You cover the entire equity of $137,200!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.31% Sellers Rate
$185,300
Your Cash$137,200
Total Purchase Price:$322,500

Assumed vs Traditional Mortgage

Assumed @ 3.31%
$896/mo
Traditional @ 7.5%
$1,431/mo
You save $535/month ($6,423/year)

*Secondary financing rates are an estimated value based on input

Follow Us
UMe Assumptions
Agent/Broker
Laura Jewett(480) 628-2563laura@azinspiredliving.comMLS SA525254000

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© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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